Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,020

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: LGV

Great coverage and service

Amazing service and coverage, thank you
5

out of 5

POSTED: | BY: Sandra Still

Excellent company to deal with.

Healthy Paws is easy to deal with, reliable, prompt and personable. I've worked with them for several years and can't praise them enough.
5

out of 5

POSTED: | BY: Christina

Excellent Company!

When my husband and I adopted our puppy we were told by so many people to look into pet insurance. I wasn’t convinced it was necessary but my husband was insistent that we get it. After looking into a few companies we decided on Healthy Paws. Applying for insurance was a breeze and I felt better knowing our dog was protected. After a month my puppy broke her toe in 3 places at the dog park. From the moment we submitted the first claim I was extremely satisfied. The process was so easy and convenient, you snap a picture on your phone and you’re done. You receive your refund check in a matter of days. When we submitted our first claim our vet’s office was required to send our puppy’s medical records. I asked them to but there was a delay so Healthy Paws reached out to them for me. That was such a nice bonus! Fast-forward a few weeks and it was determined that my puppy had a better chance of healing 100% if she had surgery. Healthy Paws reached out to check on her, which I thought was so nice knowing that during a hard time they really did care for her well-being. I am extremely happy with my choice to get Healthy Paws Pet Insurance and I encourage all that are debating to go for it because I know like me you will have no regrets! Such a wonderful company that is easy to navigate and has such an amazing staff!
5

out of 5

POSTED: | BY: Janine Johnson

I would recommend Healthy Paws for any pet owner

My puppy was diagnosed with abnormally in her skull. We had to spend a lot of money with MRI and a brain surgery. We had no problem have a reimbursement from Healthy Paw, the whole process was very easy, we could scan the receipt and send it using our phone, 5 days after reviewing the case they sent us a check. I highly recommend Healthy Paws for any pet owner.
5

out of 5

POSTED: | BY: Nick D.

Amazing people, amazing company.

I purchased an insurance plan for my chocolate lab about three years ago after a two day stay at the vet. It's the first time ever doing so for any of my pets. Never thinking I needed it. Four weeks ago my Bello stopped eating. Not ruling out, but also not thinking for a second that it was something serious, I brought him to the vet. Had him checked out and decided maybe I better get some xrays. I was devastated. He had a lung mass. We talked about chemotherapy. The next day I made the soonest appointment I could for him with an oncologist. It was a couple of weeks out. But my Bello did not live until then. Brought him to the animal hospital not even a week after the first appointment. They put him on IV fluids, got him to eat very little. Ultrasound showed tumors in his liver and spleen. He was seven. Two days later we put him to rest. Could not let him suffer. I did my research when I purchased insurance for him and ended up with Healthy Paws. It was the best decision I ever made. Submitting my claims, three of them, was the easiest thing. They responded to me within hours. They processed my claims within two days and I received my checks within a few days. Everything was as straightforward as they claimed it would be. The people who work there are amazing and compassionate. They cancelled my policy immediately and stopped billing me after they processed my final claim. A week later I received a sympathy card from them and in it were hand written messages from six people who work there. I cannot even describe in any amount of words of what an amazing company this is and how amazing the people are who work there.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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