Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Top-Rated Pet Insurance Plan
No maximum annual or lifetime payouts
One easy-to-understand pet insurance policy
Most claims are processed within 2 days
Use any licensed veterinarian in the U.S. or Canada
I am so grateful for Healthy Paws!! My dog tore her ACL and needed to have a very expensive surgery. Thankfully we had Healthy Paws pet insurance and a large portion of the procedure was covered. As a person who will do whatever it takes for my fur babies, it is such a relief to have this assistance. Additionally, Healthy Paws is excellent to work. Their customer service is top notch. All of the representatives I've talked with over the phone have been very helpful and kind. After my dog had her knee surgery, a rep emailed me to see how she was feeling- how thoughtful! Also, Healthy Paws could not be easier to use. Claims are extremely easy with their app- just upload a picture of the invoice and you're done. A few days later, you get an email letting you know your claim is being processed. A few days after that, you're check is in the mail. I would highly recommend Healthy Paws to anyone!
5
out of 5
POSTED:
| BY: Gabby
So Grateful we had insurance!
Six weeks after adopting our terrier puppy, she swallowed a turkey bone. It was Thanksgiving so we had to take her to the emergency pet center. They X-rayed her and it turned out she had swallowed the bone whole, and it was taking up her entire stomach! She spent the night on IVs, but had to have an endoscopy the next morning to get the bone out. I was so glad we had insurance! Out of the total $1,780 bill for Skye's care, we wound up paying only $488 (our $100 deductible, the doctor visits, and the 10% copay). Throughout the process, the medical center kept saying, "We would like to do x, but that will cost $y. Is that feasible for you?" And I kept saying, yes, I have insurance. Uploading the invoices was super easy. It took a bit of a back and forth getting my medical records sent to Healthy Paws but the whole team was extremely friendly, patient, and proactive helping me resolve an issue that was caused by confusing billing by the pet hospital. I received my reimbursement checks well before my credit card statement came, so now I will have the funds to make the payment without any problem. I am so so grateful we went ahead and got insurance and did not have to make decisions between love for our pet and the limitations of our bank account! I would definitely recommend this insurance to anyone. It actually surprises me how many people go without insurance given all the crazy things that can happen with a pet.
5
out of 5
POSTED:
| BY: Kendall T.
Our family is so thankful for Healthy Paws.
As first time pet parents, we almost didn't get pet insurance, but after some research we decided to go with Healthy Paws "in case anything ever happened." It was one of the best decisions we ever made. Salem, a mischievous and lovable 4 year old cat, has put us through multiple foreign body removals and has now gone through surgery to remove 3 mast cell tumors from his right side. We would do anything for this cat, but without Healthy Paws we wouldn't be able to afford his care. The Claims always go through quickly and are very simple to upload, and, most importantly, there is no lifetime max like with other companies! Team members at Healthy Paws even reach out to see how Salem is doing. I cannot express how grateful I am to Healthy Paws for providing coverage for Salem and keeping the fuzzy member of our happy family healthy.
5
out of 5
POSTED:
| BY: Jeanine T.
Best financial investment I have made as pet owner
I had made only one Healthy Paws insurance payment when my Westie was diagnosed with White Dog Shaker Syndrom. She had to have an MRI, spinal tap, meds and the bill was close to $3K. Healthy Paws reimbursed me for all but my deductible. I was so grateful to have this insurance. They contacted me several times during the process just to inquire how my Daisy was doing.....
5
out of 5
POSTED:
| BY: Jennifer
You can't afford to NOT have Healthy Paws!
Our wonderful cat had a rough year. First he had a urinary blockage requiring a short stay in the hospital. Then a few months later he was back in the hospital again. The vets were first thinking he had a fatal virus, but later he was diagnosed with severe pancreatitis. Throughout the entire stressful process and fear of losing our beloved animal, Healthy Paws Pet Insurance was literally a life saver. Our cat's care was incredibly expensive (in total over $5000) and the cost of his care would have been crippling for my family. Healthy Paws was incredibly easy to work with and their app made submitting claims quick and painless. They covered what they said they would and even followed up to check on the health of our pet. If you have an animal you care about, you can't afford to NOT have Healthy Paws.
$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
