Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,159

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Zalika Roberts

Exceptional Service

Our experience with Healthy Paws has been exceptional from the beginning. The rates are great especially with having three pets to cover. Our puppy was recently hit by a car and fractured her pelvis and required a trip to the ER and then surgery. I submitted the claims using the app and within ten days we were reimbursed( received checks) for both claims . I recently received a follow up email asking how my puppy was doing and wishing her a speedy recovery. I truly appreciate how easy the whole claims process was and the amazing customer care given. I would recommend Healthy Paws to anyone with pets!
5

out of 5

POSTED: | BY: Laura

Get insurance for peace of mind!

My husband and I got Healthy Paws Pet Insurance for our dog, Billie, when she was young and healthy. We wondered if it would just be a waste of money, and fretted a bit about another monthly payment, but decided that we never wanted to be in a position where money had to factor into a decision regarding Billie's health care. We are so grateful we made this decision. Just last month Billie had to have surgery to correct a congenital issue. The surgery was recommended to ease her comfort and ensure that the recurring infection she was having didn't become antibiotic resistant (we had already gone through 3 rounds of high powered antibiotics to clear it). It was estimated to cost between $2,800-3,800. The full amount would have really affected our finances. And given it was not for a life-threatening situation, it would have been a much more difficult decision to make without insurance. However, since we had the security of our Healthy Paws Insurance, and knew that we'd only pay 20% out-of-pocket, it was an easy decision to make. Billie's surgery went well and she is now all healed up and doing great. We will continue paying our monthly fee gladly. At this point, we have received more money back from Healthy Paws than we have paid in monthly payments. And this is for an otherwise completely healthy dog! I use the Healthy Paws phone app to track my account and claims. Turning in receipts is as easy as taking a photo on my phone and hitting send. Sometimes our vet sends them from the office for us. The reimbursement checks are mailed promptly. And after Billie's surgery, we received a personal email asking how she was doing and wishing us all well. I thought that was a nice touch. I strongly recommend Healthy Paws Pet Insurance for peace of mind and lifelong care of our furry family members!
5

out of 5

POSTED: | BY: Carol Lemley

Healthy Paws is literally a lifesaver!

I can't tell you enough how much I appreciate having Healthy Paws insurance. I've had other insurances on other pets in past years and Healthy Paws is by far the best. They work on a claim in a timely manor and ALWAYS check in on my dog's recovery. I have recommended them to several friends that are thinking of getting a dog and I have recommended them to my vet's office as they are always asking how efficient Healthy Paws processes claims. The ability to choose my own deductible and monthly payment is good for me. They always process my claims quickly. I would not be without this insurance! My dog has had several serious surgeries and I couldn't have taken care of it if it wasn't for Healthy Paws.
5

out of 5

POSTED: | BY: Katherine

I Love Healthy paws

When my little Emma came up lame, and was diagnosed with a torn CCL, Healthy Paws was there. Emma had to have TPLO surgery, which was $3,500. Healthy paws paid the claim quickly, and at the rate I signed up for; 90% reimbursement. They even sent an e-mail to check up on her.
5

out of 5

POSTED: | BY: Julie Stevenson

Never have a dog without Healthy Paws Insurance

Healthy paws is the first and now the only insurance company I will ever use for my animals. I have turned many people and friends on to this absolutely essential part of responsible pet ownership. I started with them three years ago with my first frenchie Ollie. After only one month Ollie took a tumble down a few steps in the house and he broke his elbow. Surgery with a specialist was over 4K. I processed the claim and had my check within 10 days. This company is amazing! Sure you have to have your ducks in a row. Have your dog checked by a vet and have the medical records sent but after that it's a breeze to submit claims. I use the app on my iPhone it's as easy as pressing the submit a claim button, take a photo of the bill and click submit. That's it! I also have my frenchie Batman covered and about 3 weeks ago he was showing signs of pain. I took him to three different vets including two hospital stays two seperate weekends. He had a reaction to the steroid and he needed an oxygen tank due to his breathing problems. 7k in vet bills all covered at 80%. I have never had a claim denied. Plus they send follow up emails to check on your pet. They truly care. I'm a client for life. I just bought a new golden puppy and just added her to the policy as well. We are life long partners and I will never own another dog without coverage with Healthy Paws. They are truly a god sent and I'm nothing but grateful!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

Get a quote today

Leave a review