Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,020

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Tom Irwin

Highly Recommend

My dog Luna had surgery to repair a torn ACL. HP covered 90% and are also covering physical therapy including acupuncture. I've spoken to the representatives a couple of times and they couldn't have been nicer and more helpful. They also sent a follow up letter checking on Luna's progress. I receive a certain peace of mind having insurance for my pets, I'm happy to pay and hope I never have to use it, however I worried that if I had to file a claim it would be a hassle and struggle to be reimbursed. I am extremely relieved and grateful that with Healthy Paws my concerns were unfounded. I'm very impressed.
5

out of 5

POSTED: | BY: Karen Lipton

Best Pet Insurance company

I have been with Healthy Paws since adding an English Lab to our family. The flexibility and affordability of their plans is great, but also the ease of submitting claims and getting claims paid attracted me to this company. Well, it turns out that my dog has allergies, and unfortunately just recently needed major knee surgery. I am able to submit my vets invoice with my paid receipt over my smart phone (how easy is that) and EVERYTHING from medications, overnight stay, surgery was covered no questions or analysis needed! Since I am retired this was BIG. Because of this company my dog was able to have a pricey complicated surgery that will allow her to lead a normal life. They have also reached out to see how my dog was recovering and sent hugs for a speedy recovery. Saying thank you is not enough! Thank Goodness for Healthy Paws.
5

out of 5

POSTED: | BY: Karen

Puppy Love this Company

I have been with Healthy Paws since I decided to invite a Black English Lab to join our family. Considering the fact that I am retired and also considering the high cost of veterinary care, I wanted to have the assurance that if any illness or injury occurred, I would have the proper insurance to help me be able to afford the proper care for my pet. I chose Healthy Paws for the affordability and flexibility of their plans ( I was able to choose the deductible and reimbursement level I was comfortable with). I also LOVED the fact that if any illness or injury occurred it was covered - Period. Upon reviewing many other plans, you had to be a lawyer to go through their disclaimers, conditions and schedules stating what parts were covered and what schedules led to non coverage, etc. and this seemed to be the norm for many pet insurance companies - NOT Healthy Paws! In closing my dog has allergies- her medicine is covered - My dog unfortunately needed X-Rays and major knee surgery.... Thank Goodness for Healthy Paws - believe it or not EVERYTHING (surgery, meds, overnight stay, etc) WAS COVERED! The company also reached out to me personally to see how my dog was recovering and sent hugs. I LOVE THIS COMPANY. Thanks to Healthy Paws my pet was able to have the specialized surgery she needed and will now be able to lead a healthy life. Saying thank you is just not enough!
2

out of 5

POSTED: | BY: Farah Lubin

They were very helpful

Mr. Ryan my claim adjuster was very helpful as well
5

out of 5

POSTED: | BY: Irwin

They were terrific!

Our service dog Roxie had an ACL repair. We submitted the claim to Healthy Paws and they responded promptly paying the claim appropriately. The process was simple and easy. The followed up by email to make sure Roxie was recovering well. They were terrific!!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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