Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,020

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: David G.

Came through bigtime when my dog got sick

Healthy Paws has been a lifesaver. After thoroughly researching pet insurance options, Healthy Paws seemed to be the best fit for our needs and budget. I had hoped, of course, that my pet would be healthy and would never need to use the coverage. But about a month ago I learned that my dog had suffered life-threatening kidney damage as a result of Lyme disease. The treatments have not been extravagantly expensive, but enough to make me wonder how I was going to afford it. Fortunately, Healthy Paws came through for me, and I have been able to get the best treatment possible for my dog without worrying so much about the cost. Their customer service has been friendly and helpful, and they were quick to process my claim. The prognosis that my dog received was very scary, and I'm very grateful that I haven't had to stress about the finances as well. I would definitely recommend Healthy Paws to anyone who loves their pet and wants to be able to give them whatever medical help they need.
5

out of 5

POSTED: | BY: Chelsea Provenzano

Insurance Claims

Without Healthy Paws Insurance, my bull terrier puppy would have not lived past his 1st birthday. My puppy had an unfortunate situation, which is very common with most dogs- Foreign Body Removal. Unfortunately Neeko experienced every post op complication, and was required to stay in the ICU for over a week, one can only imagine how high my hospital bills were. Healthy paws reimbursed me within 2-5 days of my claim submittal. They were fast, efficient, and didn't reject anything. This was a huge relief and elephant off my back during such a vulnerable time. Thank you Healthy Paws.
5

out of 5

POSTED: | BY: Christian Q.

Healthy Paws Provided Peace of Mind

When my Levi got hit with a cancerous tumor, unregulated diabetes and overnight blindness (due to cataracts) all within a few short weeks, our family was at its wit's end. Looking at two surgical procedures, management care and specialist care, we knew we had a lot of work and great expense ahead of us. Thankfully, we had Healthy Paws in our corner to alleviate any concerns about cost and leave us with the peace of mind to care for our very sick little man. His recovery journey is a lengthy and an arduous one but we were able to afford him the very best in care and a real fighting chance to survive because of our partners at Healthy Paws. I can not recommend them enough. Every family should have this kind of insurance provider in their corner (as I tell all of my friends and family!).
5

out of 5

POSTED: | BY: Leila Thomason

Best thing we ever did for our pets!!

One dectable per year, NOT per instance like the other companies. Couldn't be easier to submit a claim. Got the app? Got a smart phone? Easy Peasy, take a picture of the invoice, submit and it is all done! So grateful for having this insurance. And they care! How many insurance companies check to make sure your pet is ok??? These guys do. Our pack gives the "2 paws up"!
5

out of 5

POSTED: | BY: LAURA KENNEDY-ALBRECHT

So grateful for Healthy Paws insurance.

I am so grateful that I signed up with healthy paws. I've had quite a few issues with my pets one being a very expensive surgery that I couldn't afford to pay the amount up front, and healthy paws did a direct pay for me to the hospital for the 90% reimbursement. I've never had any problems with reimbursement and they are very prompt in the return. When ever I've called always spoke to a live person not a recording. They are truly animal lovers.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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