Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,164

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kyle

Healthy Paws Saved Us $2,000

Our dog got a fever that wouldn't go away and she quickly ended up in the emergency room overnight several times and had half a dozen tests performed totaling over $3,000. Not only did Healthy Paws make good on their insurance promise of 80% coverage after a small deductible of $250, they pre-approved us during the whole ordeal so we didn't have to pay the entire total up front. My vet just contacted Healthy Paws and they paid 80% directly. Several days after, as our dog finally got better on antibiotics, a Healthy Paws representative personally contacted us to see how our dog was doing. It was good customer service and good business.
5

out of 5

POSTED: | BY: Kevin Foley

Healthy Paws Cares

Healthy Paws has always shown that they care about the well-being of our pets. They send us reimbursement checks in a timely manner and reach out for support.
5

out of 5

POSTED: | BY: Linda

Healthy Paws rates 10+

Healthy Paws Pet Insurance is amazing! They have paid over $10,400. (ten thousand four hundred dollars) for my dog's surgeries since July 2016. It's easy to send in a claim, I take a picture of the bill with my iPad and send it in (no forms to fill out) they always respond quickly. Customer Service is excellent!!! I am very happy with how my claim was handled, I highly recommend Healthy Paws Pet Insurance.
5

out of 5

POSTED: | BY: Irish Marie

Healthy Paws stomps the competition!

I have both my Frenchies insured with Healthy Paws and I wouldn't change that for anything! I've unfortunately had quite a few claims and HP reviews them quickly and I have a check in my hands within 2 weeks. It's utterly amazing. I just take a picture of the invoice with my phone and upload it on their app. No claim forms and zero hassle. It's amazing. There is NO other pet insurance that compares. Period. Thank you Healthy Paws Pet Insurance! A++++++++
5

out of 5

POSTED: | BY: Susan McOllough

Enables pet parents to seek the best care possible

Recently my dog suffered a compressed disc while playing with his buddy. After a month of intense down time prescribed by his neurologist he suffered complications with a stagnate GI track.Through all the x-rays, MRI, hospitalization and IV medication, Healthy Paws Pet Insurance has been reliable and timely in processing his claims. I usually receive a reimbursement check within 7 days of submitting a claim. In fact a claim I submitted the Sunday after Thanksgiving was processed that very day and the reimbursement check arrived three days later. It is stressful enough to have an injured/sick pet without worrying how to pay the vet bills. Healthy Paws has enabled me to seek the best care possible because of the coverage it offers and diligence in processing claims.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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