Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,020

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lincoln

TWO TPLOS

My lab, Lincoln, has had both ACLs repaired and Healthy Paws has been there for both of them. The claims were processed within a few weeks. I would struggled to pay for the surgeries had it not been for Healthy Paws. They even emailed to check on Lincoln's progress. I have recommended them to several of my friends.
5

out of 5

POSTED: | BY: Megan

Can't imagine not having a Healthy Paws policy

My chocolate lab has had a few misadventures in the past year related to ingestion of foreign objects that have led us to seek emergency/ after-hours care, and each time I have been beyond grateful to have coverage through Healthy Paws. The claims submission process couldn't be easier or more straightforward, and they are always processed quickly (and with no questions asked) so you have less to worry about in these times of unexpected distress. Our policy's monthly rate did increase about 8% after our first 9 months of coverage, but as I understand it those rates never increase due to claims you've filed. The customer service they've demonstrated has been excellent, and they genuinely care for the well-being and health of your pet.
5

out of 5

POSTED: | BY: Patricia L

Healthy Paws is the Best!

Great pet health insurance! The policy is easy to understand, the coverage is great (and affordable), and the response time from claim submission to payout is unbeatable. I've had policies with three different pet health insurance companies, and Healthy Paws is by far the best. I wish my own health insurance company was as straightforward and responsive!
5

out of 5

POSTED: | BY: Audrey Robie

Great Service and Coverage from HealthyPaws

We have two dogs covered through HealthyPaws pet insurance. Their customer service is really top notch. Every time I call, I get a live person who is friendly and willing to answer questions. The online portal makes checking in on policies and submitting claims really easy. It's also very easy to maintain different policies for different pets. They email updates on claim status also keep me informed. We have been through 3 different vet offices (2 general practitioner and 1 urgent care) with our 2 dogs, all of which were accepted through HealthyPaws. Like most other pet insurance, preventative care is not covered (including teeth cleaning) and neither are pre-existing conditions. But every emergency and/or injury has been covered making it really worth it for us and our two most precious animals. I highly recommend HealthyPaws for pet owners everywhere. I also recommending signing your pet up when young, that way there are not surprises!
5

out of 5

POSTED: | BY: Yin

Aspen the frenchie

Very quick and convenient processing of claim

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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