Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,243

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Misha F.

EASY to use, Wonderful Service

Love the easy to use app, you just upload a pic of your invoice to make a claim. They processed all my claims very quickly, and didn't give me any kind of hard time or try not to cover things. Everything they said would be covered was covered, no questions asked. So glad I got the 90% coverage. Paid for itself for sure. Took all the stress out of a stressful situation. Excellent insurance!! Highly recommend.
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5

out of 5

POSTED: | BY: Michael Goldsticker

Hassle Free.

Healthy Paws made my life much easier and hassle free when it came to getting reimbursed for my dog's health expenses. I am very happy with my decision to use them as my dog's insurer.
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5

out of 5

POSTED: | BY: Gretchen Britton

Healthy Paws is the best!

I got Healthy Paws insurance a few months after adopting my dog, Francis. I reviewed numerous pet insurance companies and decided HP was the best and most trustoworthy. I'm so glad I did because about a year after adopting Francis, he was diagnosed with mast sell cancer. Without insurance, I would not be able to pay for his treatment. HP has provided great customer service and they have reimbursed his treatment costs within the limits of their policy.
5

out of 5

POSTED: | BY: Bennee

Comfort

It was a comfort to know when I found out my girl Raven had a torn ACL and would require surgery that I had coverage with Healthy Paws. I took out coverage just over 2 years ago and had already filed claims with them... Based on my prior experience I knew she and I would be well taken care of. I tell people all the time about Healthy Paws.
5

out of 5

POSTED: | BY: Misha Flores

Great Service

Love the easy to use app, you just upload a pic of your invoice to make a claim. They processed all my claims very quickly, and didn't give me any kind of hard time or try not to cover things. Everything they said would be covered was covered, no questions asked. So glad I got the 90% coverage. Paid for itself for sure. Took all the stress out of a stressful situation. Excellent insurance!! Highly recommend.
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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