Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,020

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Eric McWilliams

Highly recommend, great customer service.

Healthy Paws has been an awesome insurance company and I am very grateful to have them. After spending a little over a week reviewing pet insurance companies in depth, I choose Healthy Paws because I felt that they offered the services I really wanted to find, for example, no lifetime limits per pet, no limits per claim or per year, they cover hereditary and congenital conditions. These are some of the very important things I was looking at that quite a few other insurances would not provide. For what they do offer, the pricing is very affordable, I insure three (3) dogs with them. But their customer service has been outstanding. Just recently in mid Oct 2016, one of my dogs had a severe reaction to a suspected Parvo vaccine. This caused him to go into anaphylactic shock and unresponsive. We rushed him into the ER and his blood pressure was at 28 instead of the normal 120-130, he was in critical condition for 12 hours and we almost lost him. The ER was awesome and Healthy Paws processed the claim within 2 days and a check covering about 90% of a very expensive ER bill in about a week. This is the second time we needed to use our insurance within one year and both times they were very easy to use, no complicated forms or hassles. Plus, I had the peace of mind knowing my babies were covered for something like this so I could focus on them and not worry about if I would be able to afford the high cost of emergency services. On top of all that, I received an email from their customer service a little over a week after the emergency asking how my pet was doing and wishing him well. Wow, I can't say enough good things about Healthy Paws, but I am extremely happy and satisfied with them and highly recommend them.
5

out of 5

POSTED: | BY: Julia

Healthy Paws is great!

My dog fell and broke her front right toe and tore the ligaments in her wrist. Ultimately, it required surgery where a plate was inserted from her middle toe up to 50% of her right leg. 3 months recovery after the surgery and 3 months of rehab. Multiple bandage changes, x-rays, consults, antibiotics and casts all add up. The surgery alone costs $3000. Thankfully, I was covered by Healthy Paws. When my dog was shaking from the pain and limping on three legs, I didn't have to worry about affording the best care because I was covered by Healthy Paws. Their reimbursements are fast and easy with their very helpful app. One reimbursement required more paperwork from the vet so they emailed me and I submitted it afterwards and they processed the claim the same day. Their staff is so friendly and efficient. You email them and they respond the next day! I was extremely touched that they emailed me out of the blue to ask me about my dog's recovery after her surgery. I love Healthy Paws and I am very thankful to everyone there.
5

out of 5

POSTED: | BY: Michelle L

Health Paws- more than just pet insurance!

I did a lot of research before purchasing this policy for my puppy, Lexie and Healthy Paws had the best coverage for what I was looking for. I had a sheltie (Tara) before Lexie and when Tara developed cancer, I wanted to be able to give her the best care possible- which I did and she lived 4 more happy years. But the cost of that care was overwhelming. When I got Lexie, I knew that I wanted to give her the same great care when the time came, and that was the main reason that I purchased Healthy Paws insurance. I never thought that, even before Lexie was 2 years old, she would be attacked by two vicious dogs, suffering very serious injuries. Thank goodness for Healthy Paws- my little girl is recovering very well and not only has Healthy Paws already paid all of our claims to date, but they even sent a note just to see how she was doing and sending her a big hug. I am so glad that they are with us on this journey. Sincerely, Michelle
5

out of 5

POSTED: | BY: John

The Best Pet Health Insurance

Healthy Paws is incredible. I cannot say enough good things about this company. You could not make a better choice for health insurance for your pet. They are professional, make it easy for you to file and process a claim either on line or via an app on your phone, and reimburse you very quickly. My dog has had several surgeries due to intestinal problems. Without healthy paws backing me up I would of had to put her down. Their coverage has been worth every penny.
5

out of 5

POSTED: | BY: Tricia Powers

Excellent Pet Insurance Company

I have used Healthy Paws Pet Insurance for a few years and I have always had positive experiences. Claims are always processed quickly and interacting with the staff is always pleasant. My Newfie has had quite a few health problems through the years and our policy has saved us a tremendous amount of out of pocket expense. It's much easier to budget for the monthly premium than to face a high vet bill.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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