Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,159

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Shirley

Happy and relieved

We did our research before we chose Healthy Paws pet insurance. We are 100% happy with our choice. Without Healthy Paws we would of had to put our dear kitty to sleep. Healthy Paws has so many advantages since there is only an annual deductible of $100. , not per incident and they reimburse 90% for surgery, tests & hospitalization. And they will direct bill your vet right away. They are very professional and genuinely concerned about your pet. We are very pleased.
4

out of 5

POSTED: | BY: Alix

Fast and Efficient

Great, communicative, quick response to claims. The app is easy to use, and the customer service on the phone is impeccable
5

out of 5

POSTED: | BY: natalie pimentel

Will NEVER be without it!!

I have 2 pups insured with Healthy Paws and it is absolutely, without a doubt the best insurance out there. I had a different insurance in the beginning that said they covered all these conditions, but 1) submitting a claim was an act of congress, 2) they put an annual maximum on all these conditions that is usually ridiculously low and 3) they have a total annual maximum and a lifetime maximum for the policy. Healthy paws say they cover EVERYTHING except vaccines, exams, preexisting conditions and hip dysplasia if diagnosed within the first year of the policy and so far....they have done just that! Not only did they put my check in the mail within 1 week but they do a follow up email to check on my pup after surgery. At first I deleted the email, thinking it was just a generic automatically generated one, but a few days later, I received another one with different wording and it was an actual healthy paws person taking the time out to write a personal "get well" email to my pup and to check in. LOVE, LOVE, LOVE!!!
5

out of 5

POSTED: | BY: Debbie Schankweiler

Thank you Healthy Paws

I recently rescued a kitten and purchased the insurance because of the horror stories I had heard from my friends who have had huge vet bills in the past with no insurance. I have my kitten less then 2 months and when I took her to the vet for her final round of shots they discovered a heart murmur. The tests will be over $700 dollars and then depending on the results possible further action will be needed. I contacted Healthy Paws immediately. I had only made one payment to them for Sweety although I have my other pet covered for 18 months. They got back to me immediately and told me the tests are covered as well as whatever she needs next. I cannot be happier and would highly recommend them. Do yourself a favor and purchase your insurance from this highly reputable company. I could not be happier I purchased the insurance from them.
1

out of 5

POSTED: | BY: Veronica Lopez

Terrible Would not Recommend

I have been paying for insurance for my two cats and one dog. Over $100 per month for over 6 months. My first claim for my cat was denied for about $300 because I was not able to locate any previous vet history on my cat from his previous owner who passed away. They flat our wont cover any of it. Not worth the $600 I already put in for coverage. Pretty upsetting!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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