Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,020

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Mona S.

Healthy Paws is hands down the best out there!

Healthy Paws has been a lifesaver! My little boston terrier is only 1.5 years old but has run into some serious eye and tummy issues. Healthy Paws has been so helpful, and submitting claims and getting reimbursements has been a breeze! The whole process from submission to reimbursement takes about a week and their app is super easy to use. I've never had any issues with them and they've always been so great - I can't recommend them enough!
5

out of 5

POSTED: | BY: Allen Hoyt

Healthy Paws was there for me and my dog

My 13 month old standard poodle was diagnosed with Lyme Disease. Unfortunately he had a terrible reaction to theantibiotics first prescribed and developed ear infections, lesions all over his body, and lost the pads on his feet. After 3 stays at WestVet in Boise, I brought him home and nursed him for close to a month before he was his normal self. Total expenses were over $6,000 and Healthy Paws paid 90% of these bills with no hassles, delays, or red tape.
5

out of 5

POSTED: | BY: Michelle Ryan

I recommend to everyone!!!

My pup, Harley, needed TPLO surgery in June (at the time I did not have insurance)... I would do anything for him so I paid thousands out of pocket for the procedure. That week, I was told about 'Healthy Paws' and I read about them and signed up right away. Just three short months later, Harley fell paralyzed: I was told he needed immediate hospitalization, an MRI, spine surgery, etc. As soon as I left the vet hospital I called to see what coverage I had; everyone I spoke to was genuine, concerned, and so helpful! I was assured that I had coverage for all that was needed (besides my deductible and 10% of total which my policy states) Thanks to that, Harley could have the surgery and is now able to stand and walk- it will be a slow recovery but I can also look forward to the fact that 'Healthy Paws' will be there for me when he can start his hydrotherapy sessions! Also... my claims were processed that same week...and they even checked on him after my claim was completed! I recommend them to everyone who has a pet!
5

out of 5

POSTED: | BY: Gretchen Carruthers

Best decision I've made on behalf of my dog!

I enrolled our Chesapeake Bay Retriever in Healthy Paws when she was 6 months old after a friend recommended I look into pet insurance. After researching my options, I chose Healthy Paws and haven't regretted it one bit. She was very healthy through her 5th birthday but recently started showing odd behavior when she exercised vigorously. She was diagnosed with Bilateral Cruciate Disease which meant she needed 2 separate knee surgeries that cost $2000 a piece. Since I haven't needed to use the insurance in the 5 years that I've had it, I was nervous they would try to get out of paying their portion of such a large bill. Boy, was I wrong! They were understanding and caring and answered all my questions about making sure that the claim would be paid. They even offer a service for procedures that are preapproved in which they can direct pay their portion of bill right to the veterinary provider. It worked out great. Vet has happy too! I have recommended this pet insurance to my mother-on-law who just got a new puppy a few months ago. I hope she takes my advice. So happy I have it and so are my 3 boys who are anxious to play fetch with their dog again after she heals. <3
5

out of 5

POSTED: | BY: Debra Ekerholm

Healthy Paws is the BEST!

I am so glad that I chose Healthy Paws for my kitties health insurance company. They have GREAT customer service. The people I speak with show compassion and concern for my kitties and their healthcare. Their rates are very reasonable. I initially went with another company and they doubled the rates of my 3 cats and my mom's dog after 1 year. Healthy Paws, if and when they do increase their rates, is by a couple of dollars. When I submit a claim I am reimbursed within a week. They also go above and beyond by giving back to help homeless pets. They are more than just an insurance company. They care deeply for and have a compassion for animals. I tell everyone I meet that has an animal: "Get your pet covered by Healthy Paws!" They are the best pet insurance company out there!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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