Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,020

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Rick

My Dogs LifeSaver!

I rescued my American Bulldog 3 years ago and he has been a labor of love who seems to be injury prone and susceptible to illness. Two TPLO surgeries, cataract surgery and a couple of very serious bacterial infections which required multiple night hospital stays in 3 years has been stressful, but Healthy Paws has been so supportive and removed the financial stress from treatments which allowed me to focus on healing my boy!
5

out of 5

POSTED: | BY: Elizabeth

Best Pet Insurance!

My Australian Shepherd Chloe has been covered by Healthy Paws for years. She's had other minor health issues in the past that I had to take out multiple credit cards to cover without having pet insurance. We recently discovered that she has a rare heart condition and a pacemaker implantation would save her life. I wouldn't have been able to afford this major surgery without Healthy Paws. Submitting claims are extremely easy, they don't question every detail of the bill and will thoroughly look over it for you to see which parts are covered aka %80. I got my check within 2 weeks and can sleep at night not having to worry about my finances while I take care of my recovering pup.
5

out of 5

POSTED: | BY: Carmen Craig

Great Insurance

Once you get through the process of sending your pet's full medical history the company is great! My 6 year old dog just had to have TPLO surgery on her leg and I submitted the claim on a Friday and Saturday morning I received an email that it was approved. The check came the following week. Their claims department was so helpful, especially Sara H, and they even followed up to see how she was doing! That's more than my vet did! They are a great company and we are so glad we had insurance to cover the $3500 surgery! Thank you Healthy Paws
5

out of 5

POSTED: | BY: Brian

10/10 - Expectations Exceeded!

After researching several pet insurance companies, we decided to go with Healthy Paws because of their great reviews and ratings. While insurance is one of those bets you hope you never need to use, it’s reassuring to know that it’s there when you need it. Our otherwise-healthy Scottish terrier became very sick one night and required emergency surgery and several days in the hospital to recover. While our primary concern was the health and survival of our dog, the mounting bills weighed on our minds as well. It was comforting to know that Healthy Paws would be there. Having heard and experienced horror stories about the claims process with human insurance, we were prepared for the worst. Fortunately, we were pleasantly surprised when after submitting the hospital bills and claim form, we received a reimbursement check a week later with everything that we were expecting to be covered. I cannot say enough great things about Healthy Paws – they exceeded our expectations and truly come through when we needed them!
5

out of 5

POSTED: | BY: Jackie

A+ for Healthy Paws

I researched several pet insurance companies before finally choosing Healthy Paws. This company has surpassed my expectations. I use the mobile app to file claims, which is quick and easy. They process claims quickly and I always receive a reimbursement check within a week of filing a claim. And their customer service is wonderful.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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