Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,159

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Nancy

Best Pet Insurance

I have had Healthy Paws for almost 10 years. Im so glad I have it for my dog. I have used it on a few occasions.It is easy to summit claims. They are very fast when they reimbursing you.I have recommended Healthy paws in the past and will continue to in the future. I know my baby is protected .
5

out of 5

POSTED: | BY: Elisa

Peace of mind

So far, all my claims (and this year there have been three!) have been processed promptly and without any issues. I sent the invoice and I received a check soon after. What drew me to Healthy Paws was its no lifetime caps. This is very important in an expensive city. I signed up my puppy from the day of adoption. Financially, a very wise decision! I don't have to panic when the vet suggests diagnostic tests or medication.
5

out of 5

POSTED: | BY: Lara Orechovesky

Great Customer Service; Efficient Processing

We have Healthy Paws for both our dogs and have never had any issues getting claims processed in a timely and efficient manner. Customer service has always been helpful and friendly. When one of dogs recently ate a portion of a tennis ball before the Christmas holiday he spent 2 nights at the vet racking up the bills. It was such a relief to know that we didn't have to worry about getting reimbursed. Once submitted our claim was processed in about a week and the check received shortly thereafter. They even followed up afterward to see how Oliver was doing. For a small annual deductible and 90% reimbursement rate, our $37/dog monthly bill is well worth it in our minds.
5

out of 5

POSTED: | BY: Eileen Kavanagh

The Best of the Best-Thank you

I was totally surprised as to the professionalism and the speedy process for my claim. I never had insurance for my pet before but after many thousand of dollars for my beloved Mr.Gizmo, who didn't make it through a tragic ordeal, I decided to look in to the different policies offered for pets. My new baby- Trooper was just a pup when I signed up, he was in great health! Healthy Paws was the most reasonable priced and seemed to provide the best coverage. I never thought I would need them so quick, but I did! They paid the claim just as advertised and I receive my check very quickly. It was almost $1,300.00 from Healthy Paws and it paid just as it said it would!! I recommend them to evry pet owner that I know. You just never know when your baby will get sick and the Vets is very expensive! Thank you Healthy Paws!!! Happy New Year 2017!!!!
5

out of 5

POSTED: | BY: JT

Great Choice

My greyhound became critically ill very quickly after ingesting a foreign body. She required expensive emergency surgery to remove the foreign body. Knowing that I had insurance through Healthy Paws, I did not hesitate to go forward with the surgery. Without the surgery, my dog would have died. The day after the surgery, while my dog was still in ICU, I contacted Healthy Paws and advised them of the situation. They began immediately obtaining the necessary records from the veterinarians. I easily uploaded the final invoices into the Healthy Paws app and was promptly reimbursed under the terms of my policy,within 7-10 business days. The reimbursement process was very easy and I am thankful for that as I could focus my attention to my pet, rather than to my claim.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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