Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
I have been a member of Healthy Paws for 5 years. I have had two claims and found them to quickly review and pay the claim. No hassle, simple claims process.
5
out of 5
POSTED:
| BY: Annette
Best Pet Insurance Around
Healthy Paws have been absolutely amazing in their support of the health issues of our beloved furbaby. Not only is their turnaround super fast, they are also quick to respond to questions via email and on the phone. Our baby had major issues that suddenly came on requiring an MRI and other costly diagnostics, and they covered almost everything. The only thing not covered are the office/exam/consultation fees. The half a star off full score is not for excluding normal office visit fees but rather for excluding consultation fees during hospitalization since at this point in time we as puppy parents dont even get asked by the doctors if we are ok to have another specialist look at our furbaby. He is already in hospital, in emergency care, so of course they call in whichever specialist they think is necessary - but for every new specialist that sees him, we have to cover the full fee. Also, it was stressful not to be able to get a hold of anyone from 12/31-1/02. It would be great to have an emergency number for those cases.
5
out of 5
POSTED:
| BY: Cait Hoffmann
Worth it!
Healthy Paws made it very easy for me when it came time to submit my first claim. Their customer service representatives were always available to chat over the phone, and each step of the way was so simple (especially with their great Android app!). When it came time to be reimbursed, all I had to do was snap photos of the invoice, submit them through the Android app, and a few days later I was notified a check was on its way. I highly recommend using Healthy Paws for your pet. Without it, I would be facing approximately $8,000. in surgery bills for my dog. Instead, I'm only going to be paying about $1,000. Well worth it!
5
out of 5
POSTED:
| BY: Lorraine and
Insurance company with a heart!
I have been a Healthy Paws customer for several years. I adopted another dog, and added her to our plan in early December. I admit, I was shopping around, but in the end I stayed with Healthy Paws because it seemed like the best policy for our two Havanese dogs. Well, I certainly chose well. Only weeks after adding our Pippa, I noticed she had some red in her right eye. I only noticed it because my husband went to pet her and she gave him the "whale eye". Thinking she had scratched her eye, I watched it for a day or two, but it just kept nagging at me. So, off to the vet, crazy dog momma. I expected the vet to say she had a scratch, or even pink eye, but no, instead I hear "very concerned". And then a visit with the eye vet the next day and my heart is broken. Within 48 hours, our baby's eye was removed due to a tumor in her eye. I am still reeling from the shock of it, but here is where Healthy Paws comes in to this story. They were nothing short of fantastic. After filing my claim, I heard from them almost immediately They needed Pippa's prior records, that was on a Thursday. I got the records from the vet on Saturday, then emailed them that Monday. Within hours, or even less, I had notification of their claim review and what they were covering, less of course the expected deductible. I only had to speak to a representative once as I had a question on how to file a claim and the rep was kind and sympathetic. I am totally blown away by the customer service of this company, and their quick responses, including a thank you from them responding to MY thank you email to their claims department. This is an insurance company with a heart, and boy is it evident in their customer service.. Thank you Healthy Paws!
$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
