Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,021

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Ashley

Exactly as promised

All our claims have been paid quickly and according to advertised guidelines. They have gone above and beyond in their cars for Tali.
5

out of 5

POSTED: | BY: Lynda Malerstein

This company has been a life saver-literally

When my dog was rushed to the emergency hospital with internal bleeding from an illness called ITP, I didn't hesitate to give the hospital $6,500 on my credit card, even though I am a senior and not rich. What do you do when your baby could die any minute? Thank goodness I had Healthy Paws Pet Insurance. To date my bill has been over $8,000 and Healthy Paws has reimbursed me for 80%, less my deductible and the cost of vet visits. Not only did I get a big portion of my bill payed for, the people at Healthy Paws have given me some of the best customer service I have ever experienced. They were comforting and highly efficient through the whole process. I did a lot of research before I chose a pet insurance company, and this one lives up to all the 5 star reviews I've read from others. This is one of the best decisions I have ever made.
5

out of 5

POSTED: | BY: Jordan

Easy and Great

Our 1 year old American Bulldog underwent surgery a month ago and since we have never used pet insurance we had to call the customer service to understand the process. They told us what to do and walked us through all we need before, and after the surgery. The reimbursement process was easy and it was given to us in a good timely manner. I was really pleased and happy that we chose healthy paws insurance.
5

out of 5

POSTED: | BY: Tracy

Exceptional Company!

Besides having very reasonable rates, Healthy Paws makes it super easy to pay your premiums and file a claim. They also process and pay your claim very quickly. Our 1 year old Cavalier KC Spaniel has had several unexpected visits to the veterinarian that would have cost us upwards of $1800.00 had it not been for this insurance. I even got a follow up email checking to see how our dog was doing which was a nice surprise. I'm so happy I chose Healthy Paws.
5

out of 5

POSTED: | BY: Yumiko Baba

Best pet insrance to have - Thank you Healthy Paws

It was totally unexpected and horrible accident – my 3 yr-old Chihuahua got hit by a car. I rushed to bring him his regular vet and was told that he’d got Diaphragmatic Hernia due to the shock. We were sent to 24-hour emergency hospital and he had a surgery on the same day. Thanks to the doctors and staff’s best care, his surgery was successfully done and he now recovered completely! Although saving his life was the most important thing, but I was concerning about how I should handle the cost for the big money at the same time. I used to have pet insurance policies for my older cats with other pet insurance company, but they didn’t reimburse anything for meaningless reasons. Claims this time were actually the first large ones I submitted to Healthy Paws and I doubt that they would reimburse the large amount due to bad past experience with other company, however; they processed my claim SO quickly and made reimbursement as they promised at the enrollment! It was such an unlucky accident that happened to my dog and me, but we also had quite a few lucky factors. Receiving the best care by the best doctors and hospital staff and having the best insurance policy that saved my doggie’s life and my living.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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