Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,021

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Samantha Prescott

All you could ask for & more!

Healthy Paws is the best! Filing a claim is simple and they always get back to you so quickly. After they review your claim, they'll send you an invoice and have your check shipped within a few days! They even follow up with you after which is the sweetest :) Our puppy has already been through so much so we're thankful for Healthy Paws! Id' recommend them to any pet owner. Xoxo
5

out of 5

POSTED: | BY: Scott

My Dogs best friend- Healthy Paws

I want to commend Healthy Paws staff for helping me coordinate with the hospital while my dog was being attended to after falling off a cliff. The sticker shock for taking her to the best emergency care vet was another 1-2 punch on top of the stress of dealing with her emergency. Healthy Paws staff made me feel at ease immediately. I happened to be on the phone with HP's representative while the doctor came into the room with my dogs assessment and estimate for her veterinary care through her recovery period. My jaw dropped when I heard how much it was going to cost and the HP associate immediately communicated that I should take comfort in knowing my doggy was covered for the very best care and that I should focus on my pup instead of worrying about the costs involved, I received my reimbursement check (I chose the 80% reimbursment policy) from Healthy Paws within a few days after submitting her bills.I posted her story on Facebook with a link to Healthy Paws site, and 3 people signed their dogs up that day (that's only the one's I know of, there may be more). Once my dog can return to her local dog park, you can bet we'll be telling all our dog friends about Healthy Paws. I also posted the cute get well card their staff signed and sent her. There's a good reason why Healthy Paws is the top rated pet insurer. Unless they had someone at the bottom of the cliff to catch her, there's nothing more they could have done to help. Healthy Paws is truly the best.
5

out of 5

POSTED: | BY: Shirley Schafer

Exceedingly happy.

Had Ins with Petplan and could never get them to clarify policy and finally cancelled policy. Bought policy with healthy paws and all questions were promptly answered. My pug had surgery and I filed claim. My claim was processed and paid in a matter of days. WONDERFUL.
5

out of 5

POSTED: | BY: Denise

Prompt, efficient, thorough.

I recently had to file my first claim for my cat who had a freak accident and fractured her leg from a fall the week before Thanksgiving and required orthopedic surgery. After submitting my claim, HealthyPaws was prompt in letting me know what medical records they needed and were very helpful when I followed up that they received everything to begin processing my claim. Once I was assured that they had all the information they needed (all documents received by Tuesday of Thanksgiving week), my claim was processed and completed by the end of Friday the same week (remember this is during the holidays??). There was no dancing around or trying to delay the process. My reimbursement check arrived the following Monday (80%, -$250 deductible). This was not a pre-existing injury/illness so there were no conflicts. Everything went much faster than I had anticipated especially during the holidays and everyone I contacted within HealthyPaws was friendly and very helpful.
5

out of 5

POSTED: | BY: Adrienne Graham

A must for puppies

My rescue Gunner is a frequent flyer at the vet (allergies, ears, and let's not forget those foreign objects that he seems to eat). His recent episode resulted in emergency surgery!!! Got him home and settled, snapped a pic of the receipt and VIOLA -- claim approved. My experience with Healthy Paws has been fabulous (and I am a stickler about customer service ESPECIALLY for my lil babekins). I've only had to call customer service once and resolved an outstanding issue involving copies of vet records and again....claim approved.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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