Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,160

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Karen SENTENO

Excellent service!

Unfortunately, both our dogs have had to use extensive & expensive specialty veterinarian services. Thankfully, we had purchased Healthy Paws insurance as soon as we brought them home when they were pups. The claim processing has been easy, fast and efficient. Their policies and coverage are very clear and re-explained with every claim. There have been no surprises. We have been very happy with Healthy Paws and highly recommend them!
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5

out of 5

POSTED: | BY: Megan T.

Healthy Paws insurance is great

I really like Healthy Paws insurance. It is very easy to submit a claim and they are quick to respond and reimburse. Communication has been very good when I’ve had questions. I really like that there are no per year or per incident caps!
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5

out of 5

POSTED: | BY: Megan Thomas

I Love Healthy Paws

I really like Healthy Paws insurance. It is very easy to submit a claim and they are quick to respond and reimburse. Communication has been very good when I’ve had questions. I really like that there are no per year or per incident caps!
5

out of 5

POSTED: | BY: Bruce Ertwine

Our experience with Heathy Paws was…great

Our experience with Heathy Paws was excellent. We had to take our puppy to an emergency vet and knowing that we had insurance helped with choosing her care. I filed a claim on Tuesday and had the reimbursement on Thursday. They were fantastic and I would recommend them as they were helpful and efficient.
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5

out of 5

POSTED: | BY: Tim Christol

Healthy Paws is there when you and your pet need them.

Healthy Paws has improved their website over the past few years to make it more customer friendly and easy to use. Claims are accepted quickly, and a rapid response is always in order. EOB's and payments are issued quickly and explained in a simple fashion. Appeals are likewise handled in a direct but well explained fashion.
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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