Healthy Paws | Pet Insurance Review

I have had policies with several pet insurance companies over the years. Healthy Paws is my absolute favorite. Shorter waiting period after sign up; annual deductable instead of by incident or illness; includes complementary practices without a rider (requires a vet on the premises, though); attractive super easy mobile phone app for submitting claims (snap a picture of the invoice and it’s on its way); quick response; in our experience, no arguments about coverage the way some other insurers do; personable assistance when needed; easy to add additional pets. I find myself telling friends, relatives and total strangers in stores and vet offices about Healthy Paws, highly recommending that they sign up as soon as possible. Excellent company, excellent value.

Just wanted to say THANK YOU for always being there when we really needed it. Choosing Healthy Paws insurance when we got our puppy about 6 years ago was one of the best decisions I have ever made. You make everything so simple and worry free. My family (and Lexi) appreciate that and I can not say enough great things about Healthy Paws and always tell anyone I know who gets a pet to check your website. Thanks again !!!

Hi Everyone, I just submitted 3 claims of Aniella's to Healthy Paws Pet Insurance. The policy that I chose to purchase reimburses %90 on procedures they okay. I submitted this today and tonight I got notified that the claims were complete and checks were on the way. I am so pleased to tell you that out of a total of $1492 paid to Left Hand Animal Hospital, Healthy Paws is reimbursing me $1108. This is REALLY GOOD. I've had other insurance that paid pennies on the dollar and only sometimes. Please, if someone asks for a recommendation on a good pet insurance company, please feel free to share my story and pass on my definite thumbs up for Healthy Paws. hannah

Let me start by saying that I never believed in pet insurance. I thought it was one of those hokey, snake oil types of deals. In 2015, I lost two dogs and ended up spending close to $12,000 for their care that year alone. When I looked into Healthy Paws, and what my cost COULD have been, I honestly felt a little sick to my stomach. I researched all of the companies out there and found that Healthy Paws has the best coverage, best price, and easiest system to use. It was a complete no brainer. I have it for my two new rescues and have already reaped the benefits. My husband is currently out of work and our poor guy had to lose an eye to glaucoma. We NEVER would have been able to afford this had we not invested in Healthy Paws. It literally saved our financial bacon. I am a firm believer in the product. Do not hesitate to get Healthy Paws for your pets. Your financial freedom and your pets well being are not mutually exclusive anymore!

I have 2 dogs, both strays. One was a stray from Panama (Chooki) which I brought over with me to Miami and the other we adopted from our local shelter (Louie). From day 1, Louie was sick with pneumonia, kennel cough, and high fever. The day after we picked him up from the shelter we were dropping him off at an overnight animal hospital to run tests and get an IV. We spent almost $2,000 that first night! And at the time, we had insurance with Pet Smart "Bansfield". They only covered preventative costs, such as shots, regular visits, and ear cleanings. Since my pets were really healthy, I didn't see the need to switch the insurance, until that night. While at the hospital, I picked up a brochure for Healthy Paws and the lady at the front desk told me she used that insurance for her 2 pets and it was really good. I switched and actually paid less than what I was paying with Banfield. I paid $25 for each pet a month and downloaded the app on my phone. The insurance had a $200 deductible and covered 80% of medical bills. What I liked about it was that it was completely opposite from Bansfield, in that it didn't cover preventative medical care, but everything else. Which was fine, cause most places have plans where you can pay a 1 time fee of $60 and it covers their shots for life. Plus I don't take them to the vet unless something is wrong, they get their ears cleaned at the groomers. I was worried that if Louie got sick again, we would be out of pocket another couple of thousand dollars. Both dogs are very healthy, but Louie is that kind of dog that is prone to swallowing anything and everything around the house! I once pulled an entire bandanna (from the groomers) out of his butt, he had swallowed it whole! So just 2 weeks ago, he decided to swallow a sock he found in the house somewhere. My husband and I didn't know what was wrong with him, but he was constantly throwing up, had no appetite, and a high fever for 2 days. We took him to the animal hospital, they did an xray, and sure enough found out that he had swallowed a sock and it was stuck in his intestines, not allowing anything to pass through and damaging his organs. They had to go into surgery to remove the sock immediately to avoid causing further damage to his intestines. We were nervous about the surgery and about how much this would cost us, since we had never had to use our insurance before. When the final bill came: diagnosis, surgery, anesthesia, medication, everything totaled to