Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,159

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: tanja

Herzog, my million dollar dog...

Hi Tim, He's doing much better, thank you! We only hope he learned his lesson with trying to challenge a buck, (but probably not). We just wanted to say, and you're welcome to use this on your site, we have always appreciated Healthy Paws' birthday, health, and well being wishes. Not to mention, the prompt feedback/answers when it comes to coverage and filing claims. From 2 TPLO surgeries within the first 4 months of purchasing a policy with HP to get "bucked by a buck", you and your team have made everything very convenient, reliable, and check reimbursements have always shown up within days, and it's appreciated! We only wish our personal health insurance worked as well as yours! Thank you, Tanja A very happy and appreciative customer!
5

out of 5

POSTED: | BY: Ciara

<3 LOVE THIS INSURANCE: Can they cover humans? lol

I am a FurMom through and through. My pets mean the world to me and i want nothing but the best for them. However, let's be honest, furbabies are not cheap. I started learning about pet insurance with another company. My parents started with Healthy Paws (which they loved) as soon as I got my new pup, Lucy, I had my last hassle with Trupanion and switched to Healthy Paws. Healthy Paws has been wonderful: they have great customer service, a great business model and quick turn around even on my Lucy's ACL surgery :( Oh, even her ortho surgeon was saying how amazing healthy paws are when I told him I had it. If you are on the fence: I own a Pet sitting/walking business (PoochTown) and I have told all my clients about Healthy Paws. Some already have them and love them. Others chose other plans - then regretted it later. Some didn't do anything and also regretted that even more later. Honestly, I wish my health insurance would run as well as Healthy Paws does.
5

out of 5

POSTED: | BY: Elizabeth Cook

Absolutely the best..

Healthy Paws Pet Insurance is the company I chose a year ago to cover my Labradore Retreiver. Just recently she had ACL knee surgery and not only in one knee but BOTH. I submit the bills and in a couple weeks I am reimbursed. I have never had pet insurance before but they are caring and truly care about the health of your pet. The sports medicine group I took Ellie to also had nothing but good things to say about Healthy Paws. So glad I made the choice I did...
5

out of 5

POSTED: | BY: Marie

Very Satisfied with Healthy Paws!

We first joined Healthy Paws in March of 2014 with our Boston Terrier, Marino. A couple of years later, we adopted our second Boston Terrier, Finn, and immediately enrolled him in the plan as well. Thankfully, we did not have to file our first claim until a few years later in January 2017. On New Years Day, as we were on a walk with the dogs, we noticed a large abscess on Marino's backside. We rushed her to the ER where they sedated and drained her anal gland abscess. Aside from the deductible and Doctor Visit fee, our bill was covered (90% per our plan) by Healthy Paws. A few weeks later, Finn had to have 3 molars removed due to fractures in his teeth and infection. We brought Finn to the only Certified Veterinary Dentist specialist in Western PA, and again Healthy Paws covered all of the costs aside from our deductible and Doctor visit. Also, they covered his "pre-surgery" workup including chest x-ray and blood work. We HOPE to never need Healthy Paws service again, but we will be a lifelong customer. The claims process was hassle-free. We simply took a photo of our invoices and uploaded to the Healthy Paws app. Then we had our vet's send Marino and Finn's complete records to Healthy Paws. They reviewed the records and sent us a reimbursement check within weeks. We are very satisfied with their coverage!
5

out of 5

POSTED: | BY: Laura

Best Pet Insurance on the market

I have an English bulldog puppy who required soft palate surgery. HP stepped in right away and approved my claim with ease (my vet informed me that many insurance companies squabble over the necessity of this surgery although he considers it absolutely necessary). I would not use any other insurance. HP is fast and comprehensive... they WANT to help, not stand in the way. Highly recommended.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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