Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,021

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Debbi Gruber

Awesome!

I have been a Healthy Paws Customer for over 5 years. I insure 3 pets; 2 dogs and one cat. I have had to file 3 claims for one of my dogs which would have totaled over $12,000 out of pocket. Healthy Paws paid everything, reimbursed me in less than 2 weeks and followed up with emails checking in on my baby girl. I have recommended them to everyone who asks and even a few who dont! They are simply the best!
5

out of 5

POSTED: | BY: Brett C.

We love Healthy Paws!

We have had Healthy Paws since we adopted Harley, and have never had a bead experience with them. The responses are always quick, and reimbursement happens fast as well. Would definitely recommend.
5

out of 5

POSTED: | BY: Maria

Healthy Paws is the best pet insurance

Kenzo had a small non malignant tumor and had it removed, I downloaded the Healthy Paws app, logged in, took a picture of the itemized Vet Bill and it has been processed and now just waiting for the check. I love how easy it was to make a claim.
5

out of 5

POSTED: | BY: Vince O'Brien

Great Service When I Needed It

Healthy Paws processed our large claim immediately and reimbursed in full. The personal contact and communication was superior.
5

out of 5

POSTED: | BY: Keith

Healthy Paw for a healthy life! Woof-Woof!

As a first time dog owner we were very worried about taking good care for our new furry family member. And of cause we all heard the horror stories about unexpected vet bills. So as soon as we brought home our 2 months old, I signed up with HEALTY PAW, after the long search and some comparison shopping. And I'm so glad I did - our puppy got perfect clean bill of health, but problems started showing up as she grew older. She started holding up one leg, then another, had a few bad falls and then she stopped running and jumping altogether. Vet diagnosed her with patellar luxation on both legs. Bad news, it won’t show until later in the first year, and there is no cure but surgery. Some dogs can leave with mild cases their whole life, but for some, like ours, it can be completely debilitating. Again - I was very happy I got that insurance! When I called to the Healthy Paw the representative was very helpful, and reassuring. After the surgery the claim was processed VERY FAST and we got our reimbursement check in no time. They even followed up to check up on our little girl. Full recovery will take a few months, but we already see that our wonderful super active doggy is back! Because we took care of it very early, before more damage was done, she is expected to leave completely normal life. I'm not sure how soon we would be able to take care of it without the insurance (costs are crazy!). I would strongly recommend getting this insurance for the peace of your mind. And Healthy Paw is one of the best out there!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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