Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,021

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Mike Lagomarsino

Superior service

Healthy Paws is the pet insurance company you must have. From a great company mission to superior customer service and timely claim reimbursements, they have been a great partner in assuring our pets well being. They really care.
5

out of 5

POSTED: | BY: Mike Lagomarsino

Best company

Healthy Paws has been superior in all ways and a truepartner in assuring our pet the best of care. From a great mission statement to superior customer service and timely claim reimbursements, I highly recommend Healthy Paws.
5

out of 5

POSTED: | BY: 69jonathan

No one is better!

I was looking for a link on your site called "sing our praises" because I cannot say enough good things about Healthy Paws Pet Insurance! My two dogs have been with you for years (collectively about 9 years) and I cannot think of one negative comment I could make. I have referred you so many times I cannot count. I've also explained to many pet owners the differences between you and others, such as "actual" and "usual and customary" payments. You would be very surprised how many people don't understand the difference. Also how many other companies have an annual and/or lifetime cap. My Charlie "almost" needed ACL surgery but my wonderful surgeon suggested to try PT first. After almost 30 sessions, the latter with added laser treatments, he's walking great! I'm still concerned about him and watching him very carefully, but he seems to be doing fine. Not ONCE was a bill questioned or turned down by you! In fact, with both my dogs, you have never questioned or turned down any treatments, medications, nothing! I hate to admit it, but my two dogs have better health care insurance than I do!!! The best part is that you are no more expensive than any other insurer for comparable coverage!
5

out of 5

POSTED: | BY: Allan Greenberg

Healthy Paws is an excellent insurance company for dogs

My lab had TPLO surgery for a tear in the right knee. The claim was submitted to Healthy Paws directly by the Vet. I was notified immediately by Healthy Paws that the claim was being processed. I received a check in the mail within a week. The reimbursement was paid exactly what I signed up for with no surprises. The whole experience was excellent. It really helped that the claims were processed so quickly since this was during the holiday season. Last year, my lab had torn her left knee and Healthy Paws processed paid those claims in a similar excellent fashion! I would not hesitate to purchase insurance through Healthy Paws. Healthy Paws is a great company! Thanks Healthy Paws!
5

out of 5

POSTED: | BY: Marilyn

No one is better!

I was looking for a link on your site called "sing our praises" because I cannot say enough good things about Healthy Paws Pet Insurance! My two dogs have been with you for years (collectively about 9 years) and I cannot think of one negative comment I could make. I have referred you so many times I cannot count. I've also explained to many pet owners the differences between you and others, such as "actual" and "usual and customary" payments. You would be very surprised how many people don't understand the difference. Also how many other companies have an annual and/or lifetime cap. My Charlie "almost" needed ACL surgery but my wonderful surgeon suggested to try PT first. After almost 30 sessions, the latter with added laser treatments, he's walking great! I'm still concerned about him and watching him very carefully, but he seems to be doing fine. Not ONCE was a bill questioned or turned down by you! In fact, with both my dogs, you have never questioned or turned down any treatments, medications, nothing! I hate to admit it, but my two dogs have better health care insurance than I do!!! The best part is that you are no more expensive than any other insurer for comparable coverage!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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