Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,021

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Eileen Kavanagh

The Best of the Best-Thank you

I was totally surprised as to the professionalism and the speedy process for my claim. I never had insurance for my pet before but after many thousand of dollars for my beloved Mr.Gizmo, who didn't make it through a tragic ordeal, I decided to look in to the different policies offered for pets. My new baby- Trooper was just a pup when I signed up, he was in great health! Healthy Paws was the most reasonable priced and seemed to provide the best coverage. I never thought I would need them so quick, but I did! They paid the claim just as advertised and I receive my check very quickly. It was almost $1,300.00 from Healthy Paws and it paid just as it said it would!! I recommend them to evry pet owner that I know. You just never know when your baby will get sick and the Vets is very expensive! Thank you Healthy Paws!!! Happy New Year 2017!!!!
5

out of 5

POSTED: | BY: JT

Great Choice

My greyhound became critically ill very quickly after ingesting a foreign body. She required expensive emergency surgery to remove the foreign body. Knowing that I had insurance through Healthy Paws, I did not hesitate to go forward with the surgery. Without the surgery, my dog would have died. The day after the surgery, while my dog was still in ICU, I contacted Healthy Paws and advised them of the situation. They began immediately obtaining the necessary records from the veterinarians. I easily uploaded the final invoices into the Healthy Paws app and was promptly reimbursed under the terms of my policy,within 7-10 business days. The reimbursement process was very easy and I am thankful for that as I could focus my attention to my pet, rather than to my claim.
5

out of 5

POSTED: | BY: Lara

Great Customer Service

We have Healthy Paws for our current dogs and have never had any issue with claims processing or reimbursements. They are always very efficient and quick. Our lab got into a tennis ball prior to the Christmas Holiday which ended him in the vet for 2 nights. In addition to multiple xrays, IVs, blood work, and a barium flush we were extremely glad to know we were covered! Our claims were processed and the check in the mail in less than 2 weeks. They even followed up after the fact to see how Oliver was doing.
5

out of 5

POSTED: | BY: Christina

Thankful for Healthy Paws

My 11 month old chocolate lab ate plastic that he shouldn't have and required a number of X-rays and a scope to remove jagged pieces from his stomach. I was able to count on Healthy Paws and made the best decision for my baby that was covered by his insurance. Getting pet insurance was one of the best decisions that I have ever made and it submitting my claim with the Healthy Paws app was simple and painless. It was approved same day and my check came in less than a week. They even followed up to see how Oliver was feeling.
5

out of 5

POSTED: | BY: Karyn

Quick, responsive, reliable, and caring!

My beagle tore his CCL just about 2 weeks after the waiting period upon me signing up for Healthy Paws. I was SO nervous this would be a headache, but the process was as simple as getting his records faxed over. When our old vet took their time with doing so, a Healthy Paws rep contacted the vet for me and got it taken care of. Within 2 days of my boy's surgery, the claim has been received, accepted, and reimbursement was sent out. I also received a sweet email from Healthy Paws checking up on us and giving my pup their well wishes. Definitely recommend Healthy Paws to anyone who wants some reassurance for their four-legged family members. Side note: you can choose your premium and you won't break the bank!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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