Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,021

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: L Thorne

Amazing!!

After my deductible met, they paid immediately for 3 expensive, complicated surgeries. They checked on my dog after. This is most efficient, kind and caring organization! If only human insurance was handled like this. I tell every pet owner I can about this incredible organization! My dogs and I thank you Healthy Paws!!!
5

out of 5

POSTED: | BY: Linsay Del

Healthy Paws is the right choice

When we first got our puppy, we purchased pet insurance through VPI. We paid our monthly fee for several years with no claims. Then 1 day our dog (3 years old at the time) got a blockage. Emergency vet, surgery, and hospital stay later, we racked up a $1,600 bill. I wasn't worried, I had pet insurance. Well, they only paid us $400 (and that was after months of fighting with them, originally it was $200). We immediately canceled our VPI policy and I went on the hunt to find a better company. That is when I found this website and saw all the great ratings that Healthy Paws had. We decided to join and it was the BEST choice! We have now been with Healthy Paws for 6 years and have never had a single issue. We have had about 10 claims, including 2 different mass removal surgeries and the reimbursement process is fast, efficient and extremely fair. They even have an app where you just take a picture of the receipt! I have not had to call them with a single argument or fight about what they covered or what they reimbursed us for. It has been such a great experience with Healthy Paws and the best part? They send you an email after your claim from a real person (not an automated email) asking if your animal is okay. If you respond, they email you back. I would recommend them to anyone who would listen.
5

out of 5

POSTED: | BY: Nancy

Best Pet Insurance

I have had Healthy Paws for almost 10 years. Im so glad I have it for my dog. I have used it on a few occasions.It is easy to summit claims. They are very fast when they reimbursing you.I have recommended Healthy paws in the past and will continue to in the future. I know my baby is protected .
5

out of 5

POSTED: | BY: Elisa

Peace of mind

So far, all my claims (and this year there have been three!) have been processed promptly and without any issues. I sent the invoice and I received a check soon after. What drew me to Healthy Paws was its no lifetime caps. This is very important in an expensive city. I signed up my puppy from the day of adoption. Financially, a very wise decision! I don't have to panic when the vet suggests diagnostic tests or medication.
5

out of 5

POSTED: | BY: Lara Orechovesky

Great Customer Service; Efficient Processing

We have Healthy Paws for both our dogs and have never had any issues getting claims processed in a timely and efficient manner. Customer service has always been helpful and friendly. When one of dogs recently ate a portion of a tennis ball before the Christmas holiday he spent 2 nights at the vet racking up the bills. It was such a relief to know that we didn't have to worry about getting reimbursed. Once submitted our claim was processed in about a week and the check received shortly thereafter. They even followed up afterward to see how Oliver was doing. For a small annual deductible and 90% reimbursement rate, our $37/dog monthly bill is well worth it in our minds.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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