Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,159

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Chona

Highly Recommend

I used to have another pet insurance with another company and Healthy Paws is definitely much better. It is affordable. I love the unlimited lifetime coverage. A 90% deductible is the highest deductible I have seen compare to other pet insurance. Submitting claims is super easy and I get my reimbursement check(s) right away. Although I wish they would cover preventative services as well (i.e. vaccinations, etc.) I still highly recommend Healthy Paws Pet Insurance to anyone looking for insurance for their furbabies.
5

out of 5

POSTED: | BY: Deidre

Healthy Paws is the best!

I'd never had pet insurance before but when my Puggle puppy was eating things he shouldn't and winding up in the Pet ER, I decided it was time. I went to work reading reviews. I decided Healthy Paws was the way to go and boy was that a good decision! Our sweet, exuberant Puggle has had bladder stones, a liver shunt and just recently a cruciate ligament tear. Thanks to Healthy Paws, there was no need to fret, as my policy covered 90% of the cost of all surgeries, medications, x-ray's, etc. The claims take about 5 seconds to file online and the processing is super fast. Now, our sweet boy is currently recovering and is happy as ever. Thank you Healthy Paws for your caring and devotion to our fur babies!
5

out of 5

POSTED: | BY: Gabrielle

The Best!

Healthy Paws is unlike any other insurance company. We have never before experienced such wonderful customer service. We are so appreciative of the effort that Healthy Paws has put into our claims. Our five year old pup recently had her fourth surgical procedure and each time Healthy Paws personally reached out to check on her. Thank you Healthy Paws!
5

out of 5

POSTED: | BY: Frank Vernuccio

Great value, great service, easy to use

As a editor-in-chief of the American Analysis of News and Media, Inc. (at usagovpolicy.com) I cover, among many issues, health care (for humans!) None of the various insurance plans, government or private,that I have reviewed provides service as honest or friendly as Healthy Paws. The rates are affordable, the claims process is easy to use, and reimbursement is prompt. I enthusiastically recommend the service to pet owners.
5

out of 5

POSTED: | BY: Margaret M.

Outstanding service

I have had Healthy Paws Pet Insurance for my 5 year old Golden Retriever since she was about 5 months old. We have had a few small medical things come up, which Healthy Paws always processed quickly, but the much bigger, surgical problem came up this month. The ultrasound and tests that needed to be done prior to surgery were all covered, and the surgery and hospitalization was expensive, and (after my deductible, of course) it was all covered by Healthy Paws. In fact, I received the reimbursement check from Healthy Paws within one week of my dog's surgery. It is hard to imagine it getting better than that - I'm very glad that I had Healthy Paws Insurance as we went through this surgery.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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