Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,022

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kevin Dick

2 Leg surgerys in less than 3 months

In the last 3 months I have had over $10,000.00 in Vet billsHealthy Paws has been there the whole way.It is amazing how fast they process and pay claims. It has never taken more than 1 week to get paid. I will always insure my pets with Healthy Paws, It would be silly not to. I can say with complete confidence that there is no one better. And yes I have told all of my friends with pets about Healthy Paws.
5

out of 5

POSTED: | BY: Lear

Mega-impressed with this company!

What an AMAZING experience with this company!!! After my last two dogs had major health issues without insurance coverage, decided that I would purchase health insurance for my next pup. I researched and decided to go with Healthy Paws as a result of the scores of great reviews that I read about them...just like the one that I'm now leaving! My two-year-old pup came down with a severe bloody gastritis which required three days in hospital, IV fluids, meds, followup visit, and on and on to the tune of over $2,000. Once I submitted my bills (easily, I might add, by taking picture of them with my IPhone and submitting them thru their app), I promptly received reimbursement checks. I had chosen the $250 annual deductible and 90% coverage and true to their policy, that's what I got. The only thing they didn't cover was the vet's initial charge for visit. There are no cons of any kind with this company in my experience. I am telling all my friends and the different vets that I know about them.
5

out of 5

POSTED: | BY: Lynnette Ritter

Couldn't be Happier

I was on the fence but ended up purchasing insurance for our new rescue dog. While I hoped we wouldn't need it....it seemed like a smart idea and after a lot of research we chose Healthy Paws. They have been amazing. Our poor pup is currently being treated for heartworm and Healthy Paws has been wonderful. They process claims quickly, it's very easy to submit documents and they have excellent customer service. When you call - you actually can speak to a real person on the phone. Thank you Healthy Paws - you're helping make our sad situation a little easier to handle.
5

out of 5

POSTED: | BY: Stacie Grebner

Get Healthy Paws Pet Insurance for your Fur Babies

Healthy Paws has been amazing!!! If it wasn't for them I don't know what I would have done, I hate to think about what I would have had to do because there is NO way I'd be able to afford the outrageous vet/hospital/specialist/prescription bills I've had for my Clifford. Getting this insurance when I adopted him was the best thing I ever did, I did it knowing that Cavaliers are known to get heart problems. Little did I know that at the young age of 3, only 10 months after I got him that he would get a very serious heart condition called dilated cardiomyopathy. He's also recently had a bad pancreatitis attack that landed him over a week stay in the emergency ICU. Submitting claims and having them paid has been so easy, no hassles and fast claim payments issued to me. I've also used them for my other Cavalier Sophie that I have coverage on as well for less serious illnesses and same thing, super easy claim process and fast payment. If you're considering health insurance for your pet(s) I HIGHLY recommend Healthy Paws! They have truly saved my Clifford's life because without them and the coverage I could not afford his medical care. Thank you Healthy Paws!!! Stacie, fur babies Sophie & Clifford
5

out of 5

POSTED: | BY: Claudia Lange

Very fast and compassionate service

My dog had a major surgery for a torn ligament in her knee. This is a complicated surgery with a very long recovery. It is incredibly expensive as well. It really helped to have the very fast claim review, processing, and mailing of the check for an already overworked credit card and overwhelmed pet parents! Thank you so much! We are pleased with Healthy Paws! As the former president of a 501(c)(3) rescue organization, I can also say that Healthy Paws has a very compassionate mission to help rescues and rescued animals with grants from their foundation. With an excellent experience with both sides of Healthy Paws (insurance and the foundation), I would certainly recommend them highly!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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