Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,022

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Katie Allen

So thankful for Healthy Paws!

When we got our dog Frank from a well established breeder, we never dreamt that we would be faced with thousands of dollars in medical expenses in the first six months of welcoming him into our family. Frank has been such a great addition and we love him very much but unfortunately, he has a fairly bad immune system and we have made countless trips to the vet. Our vet recommended pet insurance at our first visit with Frank and to be honest, I never thought we would have to use it. I could not have been more wrong. Frank has had pretty much every diagnostic test you can imagine. He's been on several antibiotics and for a while it felt like we were spending more time at the vets office than not. Seeing him in pain and sick is stressful enough but having to shoulder the financial burden of a sick pet makes it even worse. Working with Healthy Paws through all of our claims has been so easy. Filing claims is all done online and they are generally processed within a few days. The only time it took longer than that was with our first claim because Frank's medical history needed to be retrieved from the vet. We have received all of our reimbursement checks incredibly fast, as well. I cannot say enough good things about our experience with Healthy Paws.
5

out of 5

POSTED: | BY: Alexandra

Awesome support once again!

I've had Healthy Paws since my frenchie was 1 month old and they have consistently provided excellent service. Their insurance payouts are just as described and it's always been very clear to me what is covered (emergencies and conditions developed during policy length) and what is not (preventative care and vaccinations). This year my pup (3.5 years) had to have a major surgery on his back and during this extremely stressful time, I was happy to have healthy paws on my side as I knew I could focus on the important part of taking care of him vs stressing out over medical bills.
5

out of 5

POSTED: | BY: Sherry Burchard

Healthy Paws Pet Insurance is Amazing!

Healthy Paws Pet Insurance is amazing!! My black lab Lucy has had problems with her knees since she was a puppy. She has had 3 surgeries to try and correct the problems. Healthy Paws has been a life saver for us. Their customer service is great. It's very easy to submit a claim and your claim is processed very quickly and professionally. I would recommend them to anyone looking for pet insurance.
5

out of 5

POSTED: | BY: Amanda Finney

Cannot Thank Healthy Paws Enough

I cannot express how grateful my family is for Healthy Paws. Our 10-month-old English Bulldog puppy had to have emergency foreign object removal surgery after eating something he wasn't supposed to (as puppies do!) and we are so thankful we had the foresight to sign up for pet insurance when we got him. He is back to being happy, goofy, and healthy and we got back more than 2/3 of the cost (which was a few thousand dollars!) of his major surgery because of Healthy Paws. The process was so easy! Taking a photo of the invoices and submitting them through the app was super convenient, and we got our money ASAP (even with an address change delay - our fault!) It was unbelievable how stress-free the process was so we could spend our energy and focus on getting our pup healed. Everyone I have interacted with at Healthy Paws is a consummate professional with the bonus of being nice & caring as can be. I highly recommend their services to any and all pet owners and care takers - worth every penny. Thank you beyond measure, Healthy Paws!
5

out of 5

POSTED: | BY: Anna

Happy we got Healthy Paw

Excellent!!!!!Great customer service. Will recommend to everyone. After oug girl was sick and spent 4 days in the hospital, they email me to check how was she feeling and how is her recovery. They are amazing

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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