Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,161

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: cindy jaynes

Healthy Paws Pet Insurance the best

Here is my experience with Healthy Paws Pet Insurance. I'm so glad I have chosen this Pet Insurance after my research with others and there is no comparison. They have variable options to pick from that suits your needs and cost. The Customer Service is phenomenal always there to answer any questions you have not to mention the turn a round time for your refund after meeting your annual deductible. Heatlhy Paws staff are not just there for your business but they are a company that truly cares about your pet. . Trust me without this Insurance my Rescue Pup would not be where she is today . Thank you Healthy Paws for your outstanding Customer Service.
5

out of 5

POSTED: | BY: Karen Herman

Glad I made the investment in Healthy Paws

My cat Nikki had FORL and many her teeth were deteriorating as a result and she was in a lot of pain. Nikki had to have 8 teeth removed as a result of her disease and it was a pretty extensive surgery. I had purchased Healthy Paws Insurance a few years back hoping that I'd never have to use it. Many will say that Pet Insurance will be a waste of time and will not cover anything when the time comes that you need it. I had submitted the bill for the surgery to Healthy Paws. There was information they requested to validate Nikki's health and condition prior to the surgery. After this information was submitted, I heard back quickly that most of the expense of the surgery would be covered. I received a check shortly thereafter and they also followed up afterwards to check-in and see how Nikki was doing. Healthy Paws was professional, responsive and thoughtful about how they handled my situation and I would recommend them if you're considering making this investment for your pet.
5

out of 5

POSTED: | BY: Amy Donohue

HEALTHY PAWS - THE BEST

We have used three different pet insurance companies and BY FAR Healthy Paws is the very best. They outdistance, by a wide margin, the other companies. They are extremely fast to process claims. They are very fair. And when claims are settled is it clear as to how the decision was made. In every case we have submitted there have never been any "gotcha" situations. They reimburse exactly as advertised. And what I find so charming and sweet of them is that after (for example) the most recent event with our dear 8-year old Golden, Healthy Paws followed up with a personal email asking how she was doing! Other than picking our vet clinic, going with Healthy Paws was the best decision we have made for our dogs. I highly, highly recommend them to anyone who wants the very best care for their animals.
5

out of 5

POSTED: | BY: Amy Donohue

THE BEST - BY FAR

We have used three different pet insurance companies and BY FAR Healthy Paws is the very best. They outdistance, by a wide margin, the other companies. They are extremely fast to process claims. They are very fair. And when claims are settled is it clear as to how the decision was made. In every case we have submitted there have never been any "gotcha" situations. They reimburse exactly as advertised. And what I find so charming and sweet of them is that after (for example) the most recent event with our dear 8-year old Golden, Healthy Paws followed up with a personal email asking how she was doing! Other than picking our vet clinic, going with Healthy Paws was the best decision we have made for our dogs. I highly, highly recommend them to anyone who wants the very best care for their animals.
5

out of 5

POSTED: | BY: Stacy Silva

Healthy paws is amazing

We purchased Healthy paws insurance for our dog when we got him as a puppy. He is a King Charles Cavalier Spaniel. We knew the breed had some rare health issues so just in case, we purchased insurance. We had him about a year when he was diagnosed with SM (syringomyelia). The diagnosis and treatment was extensive and expensive. Not only did the insurance cover the treatment, but they processed the claim quickly and efficiently. But the thing that really sold me after the fact was the phone call. A simple call just to check on him. How was he doing? How were we doing? That care and concern was amazing and I knew we made the right choice with the right company. Four years later, and at a new home, he finds an old peach pit in the yard and shallows it whole. Blocking everything and requiring surgery. Again claims were processed quickly and follow ups (this time via email) inquiring about his health and care. I've never had ANY insurance company check to see how things were going. Just a call or email to check on us. I love this company and highly recommend them.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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