Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,022

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Carina

Big help for me and my cat

I don't have very good luck on my pet's health. My cat got urinary blockage 3 times in 2 years. It cost over $1000 each time. So, I have a lot to say about my experience with healthy paws. So far, I think it's a very brilliant idea to choose this insurance. Pros: 1. Claim procedure is super easy. I had my vet sent them the health record, I took pictures of the invoice and submitted on line, the process completed within 1 week and I received the check the week after. I didn't need to talk to any agent, no questions asked, they paid everything with the agreed percentage except the examination fee and the cost prescription food. 2. the deductible is annually, not per claim. It makes the difference when my cat got sick the second time in a year. Cons: can't think of any, probably a little bit more expensive than the other insurance? But just a little bit, and I think it worth it. I don't have experience with other insurance company, but this is as good as I can expect.
5

out of 5

POSTED: | BY: Astrid

Great company

We have been Healthy Paws Insurance member since 2015, we have not had any bad experience with them. About 3 weeks ago our dog got diagnosed with hip dysplasia and needed to get surgery right away. We were so worried since we know this option is not cheap, and wonder what kind of long process it would take. Started to make phone call to their customer service right away after spoke to the surgeon. Let me tell you how amazing their customer service is. They are so hopeful, telling us to send them the doctor's note for their review. We submitted the document on January 10 2017. By January 12 2017, all the process was done and we were on the phone with the hospital to schedule the surgery. Amazing. We did the surgery on January 20 2017. Even after the surgery , they still email us to check up on our dog. The efficiency proves the great management behind it. We definitely recommend this company for anybody who is looking to have health insurance for their pet.
5

out of 5

POSTED: | BY: Kim

Pet Insurance

I have a "grand dog" named Bella that is 6 years old and have never thought about purchasing Pet Insurance for her. 2 of a friends dogs were in her backyard and were bit by a snake creating a lot of medical expense at an Emergency Clinic. I then decided to seek the best option for Pet Insurance for Bella and chose Healthy Paws which was the best decision I have ever made. This was in 2015 and Bella had to have surgery on her back leg last year (with PT for 8 weeks) and again on both legs this year. As soon as I sent the claim to Healthy Paws within a week my claim had been processed and the check was on the way. Health Insurance for my family does not process that fast!!!! Also I always receive a follow up inquiring as to how Bella is doing and that the Healthy Paws Team send her "hugs". Bella is a very important member of my family and we want only the very best of care for her. I cannot express how wonderful the Healthy Paws Team has been and I would highly recommend this coverage for your pet.
5

out of 5

POSTED: | BY: Adam Davis

HP takes the $ out of caring for your pet!

I have nothing but positive things to say about Healthy Paws as they have done nothing but safeguard our beloved dog and make it possible for her to receive the best possible care. It was only two months after adopting our rescue dog, LUNA, that she came down with a virus/pneumonia -- resulting in a four day stay in the emergency room. It cost me close to 3 grand, out of pocket. It was then that I began looking for pet insurance. I'm not sure if Healthy Paws was a recommendation or not, but I definitely appreciated the flexibility to decide how much to pay monthly versus deductible versus coverage threshold. And boy do I feel smart now -- as Luna recently had to have surgery on a torn ACL as well as another overnight stay in the emergency room. This would have been close to $7000 out of pocket -- but thanks to Healthy Paws I'm only on the hook for 10%, Not having to factor in the cost of surgery or care for your pet is the absolute best thing a pet owner can hope for and for this I am grateful and appreciative of Healthy Paws.
5

out of 5

POSTED: | BY: Kim

Wonderful!!

I have a "grand dog" named Bella that is 6 years old and have never thought about purchasing Pet Insurance for her. 2 of a friends dogs were in her backyard and were bit by a snake creating a lot of medical expense at an Emergency Clinic. I then decided to seek the best option for Pet Insurance for Bella and chose Healthy Paws which was the best decision I have ever made. This was in 2015 and Bella had to have surgery on her back leg last year (with PT for 8 weeks) and again on both legs this year. As soon as I sent the claim to Healthy Paws within a week my claim had been processed and the check was on the way. Health Insurance for my family does not process that fast!!!! Also I always receive a follow up inquiring as to how Bella is doing and that the Healthy Paws Team send her "hugs". Bella is a very important member of my family and we want only the very best of care for her. I cannot express how wonderful the Healthy Paws Team has been and I would highly recommend this coverage for your pet.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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