Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,159

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Brian Nolte

You NEED Healthy Paws!

My wife and I picked up our first puppy about a year ago. Luckily we had some friends that told us about pet insurance and suggested Healthy Paws. I wish our medical insurance was this great! Our puppy has had a handful on things come up over the last year and it has been amazing not having to worry about how much something might cost. Unfortunately, he had to have surgery last month on his ankle which could've cost us $3,200. Luckily we had Healthy Paws and didn't have to worry about the cost and could focus on getting him the best treatment possible and his recovery. They even emailed us after the surgery to see how he was doing! My favorite part of the Healthy Paws is how easy it is to use. You get the app on your phone, set it up with your information and you're done. We go to the vet, upload a quick picture of our bill and a few days later we get a breakdown of what was covered and what our reimbursement will be. The only thing I could say to improve the service would be adding direct deposit for the claim reimbursement. But we typically get a check in a matter of a few days so not the end of the world. You never want something to happen to your pet but it's nice to have coverage for when something does come up.
5

out of 5

POSTED: | BY: Brian

You NEED Healthy Paws!

My wife and I picked up our first puppy about a year ago. Luckily we had some friends that told us about pet insurance and suggested Healthy Paws. I wish our medical insurance was this great! Our puppy has had a handful on things come up over the last year and it has been amazing not having to worry about how much something might cost. Unfortunately, he had to have surgery last month on his ankle which could've cost us $3,200. Luckily we had Healthy Paws and didn't have to worry about the cost and could focus on getting him the best treatment possible and his recovery. They even emailed us after the surgery to see how he was doing! My favorite part of the Healthy Paws is how easy it is to use. You get the app on your phone, set it up with your information and you're done. We go to the vet, upload a quick picture of our bill and a few days later we get a breakdown of what was covered and what our reimbursement will be. The only thing I could say to improve the service would be adding direct deposit for the claim reimbursement. But we typically get a check in a matter of a few days so not the end of the world. You never want something to happen to your pet but it's nice to have coverage for when something does come up.
5

out of 5

POSTED: | BY: Xuan Nguyen

Life Saver

Healthy Paws has been such a life saver for me and my dogs. One is sick with Kidney Disease and they have been reimbursing me for every visit I have after I have reached my deductible. It is quick and easy!
5

out of 5

POSTED: | BY: ELIZABETH

My Dog Frankie & Cancer

OH MY MY MY...........best thing I ever did was buy Pet Insurance through Healthy Paws! I've had 16 dogs in my lifetime, and with this pup (a beautiful Irish Setter named Frankie) I decided to buy insurance for the first time ever. I researched for weeks. This was the company I decided on, and boy am I glad I did. His first year he fell and ripped a hole in his leg, then his neutering turned into a bigger deal, and even though this is not normally covered Healthy Paws heard my case and helped me. AND.....this month, the saddest thing ever, my dog, who is not even 3 years old has cancer. Osteosarcoma. I was devastated, and called HP to see what they covered. Yes, not only did they cover his limb amputation, and chemo and everything in between, but each email they send has been personal and sweet and caring. I can't speak more highly about this company, and even if my sweet Frankie doesn't survive this nasty cancer, you can bet my next dog will have Healthy Paws Insurance! THANK YOU HP!!
5

out of 5

POSTED: | BY: Jared Green

If you even have to ask, chose HealthyPaws

So, I've had em for about 2.5 years. Never really had to use them much, just stomach worms (I live in the middle of NOWHERE) I went to town (yeah, I'm country) and I was walking them (a pitt and a terrier), and a pitt slipped out underneath his fence, and attacked us. My pitt is a sweetheart, but after I got bit on the leg, he went nuts. My dog was bigger, and was the dog that survived, but he needed a lot of work. I had to spend a lot of cash (we're talking like 4 grand) but healthy paws processed the claim in 3 days, and I had the check within 5 business days of filing. They actually care. Chose them.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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