Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,022

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Liana

Thank goodness for Healthy Paws

It was the day before Christmas, and Bowser was romping in the backyard as usual, when suddenly he seized up in pain. After 2 doctors visits an x-ray and an MRI, it was determined he herniated a disc in his neck, and it was pinching on his spine. He was admitted for an $8,000 surgery. Having Healthy Paws insurance kept financial stress from entering into an already stressful and scary few days. I am so grateful I could trust them to help us take care of Bowser.
5

out of 5

POSTED: | BY: Anastasia

Amazing pet insurance!

Our puppy (mixed terrier/miniature poodle) at a year old needed surgery and Healthy Paws was amazing!! Easy to file a claim and use the app. Turn around time for claim processing was under 24 hours and we had a check within a week. Communication and customer service is outstanding! Also received a follow up email inquiring about our puppy after the surgery. I highly recommend this company! 5 stars for sure.
5

out of 5

POSTED: | BY: Lindsey Weston

Awsome pet insurance

My dog has had multiple issues in only his first year of life: ear infections, allergies, giardia, and a luxating patella. The surgery for his knee alone was $1700. Healthy paws has been amazing in helping with all of his medical expenses. They are affordable and submitting claims with them is a breeze. They are very quick in processing their claims and reimbursement never takes more than a week or two. They are also one of the few pet insurance companies with a personal touch. I received an e-mail from them after my dogs' ortho surgery checking in on how he was recovering. Top notch service and highly recommended!
5

out of 5

POSTED: | BY: Karen Edwards

Glad I chose Healthy Paws

I took my beloved Bella to emergency due to acute kidney issues. She ended up staying in hospital for 5 days. I was able to concentrate on her health and not worry. Healthy Paws processed and paid my claims before I got my credit card statement. They emailed me to check up on her progress. My own doctors don't even do this!
5

out of 5

POSTED: | BY: Christina Choi

What would we do without Healthy Paws?

We can't be grateful enough to Healthy Paws. When we first heard of pet insurance, we thought, how silly—but we signed up anyway because so many fur parents encouraged us to. And now we know why. Our precious five-year-old dog recently had to go to the ER vet maybe 5 times in two weeks because her face kept swelling up with a big hard mass. Healthy Paws was there for us all the way, and she finally had an MRI and surgery, which we could not have done if it weren't for Healthy Paws. We also have an upcoming CCL surgery, but given Healthy Paws history, we are no longer as worried about the cost. The claims are so easy to file with the app, and they process them so quickly. And the reimbursement check arrives very soon after the claim is processed! They are so incredibly efficient—if only health insurance for humans could be as efficient.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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