Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,022

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Raphaella Depinho

I LOVE HEALTHY PAWS INSURANCE!!

I recently had to take my year old bulldog to get surgery on his eyes and not only was the procedure covered, but they also sent me a message after his surgery to check up on him. Thank you so much Healthy Paws you made it possible for me to get Mellows surgery and now he won't go blind. Will definitely recommend them to everyone I know
5

out of 5

POSTED: | BY: Ryan Williams

Saved My Cat's Life

I bought pet insurance for both of my cats early when my wife and I adopted both of them. Many people were joking that why would I get insurance for my pets? Reason being is I have heard way too many horror stories of people not being able to afford the appropriate care for their fur babies should any emergency situation occur. Reading the reviews online about all the companies it was very overwhelming with all of the choices and pros/cons. After reading countles reviews I picked HealthyPaws. The sign up process was very easy and was able to customize our coverage. Jump forward to January 20th, 2017. Our 4 year old kitty, Pixie, had stopped eating and was losing weight and started vomiting. We rushed her to the emergency room that night and they immediately started looking at her and then drafted up a proposal of procedures which totaled about $1200 just out of the gate. With Healthy Paws I didn't even bat an eye as I knew 90% was going to be covered. I called the 800 number to verify the coverage and they said it will all be covered and to rest easy. Long story short, 3 days later and another $2000 we had a feeding tube put in and Pixie is much more at ease and resting at home and recovering. Submitting my claim was super easy. I snapped pictures of the complete invoice and 2 days later I was notified that it was completed and a check will be send in a few days. 2 days ago I received the check and only had to pay $600 out of pocket for $4000 worth of services. Thank you Healthy Paws for saving our fur babies life!
5

out of 5

POSTED: | BY: John

Easy to work with and great help with expenses

Our 2 yr old Frenchie had aspiration pneumonia twice. To mitigate chances of getting it again, tests were needed and potential surgery. Healthypaws was a great help when it came to the expenses for getting our dog healthy again. There was no fuss working with Healthypaws. Very easy and timely responses.
5

out of 5

POSTED: | BY: Ryan Williams

Healthy Paws Saved Pixie's Life

I bought pet insurance for both of my cats early when my wife and I adopted both of them. Many people were joking that why would I get insurance for my pets? Reason being is I have heard way too many horror stories of people not being able to afford the appropriate care for their fur babies should any emergency situation occur. Reading the reviews online about all the companies it was very overwhelming with all of the choices and pros/cons. After reading countles reviews I picked HealthyPaws. The sign up process was very easy and was able to customize our coverage. Jump forward to January 20th, 2017. Our 4 year old kitty, Pixie, had stopped eating and was losing weight and started vomiting. We rushed her to the emergency room that night and they immediately started looking at her and then drafted up a proposal of procedures which totaled about $1200 just out of the gate. With Healthy Paws I didn't even bat an eye as I knew 90% was going to be covered. I called the 800 number to verify the coverage and they said it will all be covered and to rest easy. Long story short, 3 days later and another $2000 we had a feeding tube put in and Pixie is much more at ease and resting at home and recovering. Submitting my claim was super easy. I snapped pictures of the complete invoice and 2 days later I was notified that it was completed and a check will be send in a few days. 2 days ago I received the check and only had to pay $600 out of pocket for $4000 worth of services. Thank you Healthy Paws for saving our fur babies life!
5

out of 5

POSTED: | BY: Wendy

Amazing and a life saver!!!!

I have had Healthy Paws cover 6 dogs and 2 cats to date and they have been beyond amazing. One of my dogs had an intestinal obstruction that required 3 emergency surgeries within a week, resulting in astronomical vet bills. To top it off, another of my dogs herniated a vertebral disc that required surgery within the same time period so both dogs were at the emergency pet hospital at the same time. Healthy Paws didn't bat an eye at any of my claims and I got my reimbursement check within a week. I also had an older dog that was prescribed acupuncture and physical therapy, both of which were covered. I feel great knowing that my beloved pets are protected and that they will not have to be denied health care because I can't afford it.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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