Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,160

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Dee H

We are so thankful for Healthy Paws!!

Tucker Boy came to live with our family in April 2016. He is a miniature Australian Shepherd. We got him insured with Healthy Paws Insurance in May 2016. In June he ate a piece of a Sago Palm seed we had to rush him to the vet and they had to pump his stomach and treat him for poisoning. I will never forget when we got home I called Healthy Paws customer service to see if this was something that they would cover? And the kind lady on the phone told me "That is exactly what we are here for" I just felt the worry and weight lifted from my shoulders. In July he started to have seizures almost weekly so we had the MDR1 gene mutation test done on him and yes Healthy Paws covered the cost because he was having the seizures. We took him to see Neurology, Cardiology and Internal Medicine Specialists. Unfortunately all they came up with is that he has Idiopathic Epilepsy and hopefully it is Juvenile and he out grows it, but meantime he is on Keppra every 8 hours. And yes Healthy Paws covered all the visits, tests and medications. Mid November he started having diarrhea, high fever and very lethargic so we took him to the ER and he was in ICU for 3 days being treated and test ran. They got him better. Unfortunately in February he started having the exact same symptoms as in November so back to the ER we go and they kept him there for 4 days in ICU. And yes Healthy Paws covered all our visits and tests once again. Our little man is feeling better but still not out of the woods just yet. We take him in today for endoscopy/colonoscopy procedures and hopefully those test will be able to let us know why he is having all the intestinal issues/infections and we will be able to treat them properly so he can be a happy little boy again. So fare all they know is that his body is not absorbing B-12 which we have to give him shots for that. This past year has been quite an emotional and financial Roller Coaster Ride for our family and I can honestly say that the ride has been much easier to take knowing that Healthy Paws is in the seat riding with us all the way. In the first year of Tucker Boy's life we have already spent 16 thousand dollars and Healthy Paws has covered 80% of it per our plan we chose. My husband and I don't have children, our babies have 4 legs, and we will always have babies therefore we will always have Healthy Paws as our Insurance carrier for them. We can not thank Healthy Paws enough. Sincerely Dee
5

out of 5

POSTED: | BY: Chona

#1 Pet Insurance

I used to have another pet insurance with another company and Healthy Paws is definitely much better. It is affordable. I love the unlimited lifetime coverage. A 90% deductible is the highest deductible I have seen compare to other pet insurance. Submitting claims is super easy and I get my reimbursement check(s) right away. Although I wish they would cover preventative services as well (i.e. vaccinations, etc.) I still highly reccommend Healthy Paws Pet Insurance to anyone looking for insurance for their furbabies.
5

out of 5

POSTED: | BY: Bige Juco

Best Pet Insurance

Healthy Paws are amazing! I have two small dogs insured through them. I have taken them to the ER a few times and Healthy Paws were always quick with reimbursing us for the hospital fees. Their app is amazing too. I don't need to use a computer to file a claim, just take a picture of the paperwork and upload the pics on their app. We are also please with their customer service, they are polite, genuine and really shows concern for your beloved pets. We are very glad and satisfied that we chose Healthy Paws over any other pet insurance.
5

out of 5

POSTED: | BY: Andrew C

Healthy Paws is the best!

Shopping around for pet insurance is a very intimidating process because of all the questions you might have in regards to the insurance company covering your pet in their time of need. After scouring the web and reading tons of reviews, I happened to find Healthy Paws. Right from the start, it was easy and intuitive navigating their website and looking at all of the different options. I called in because I have an older dog and wanted to make sure I understood how the pet insurance worked as this was my very first time signing up. They were extremely knowledgeable and very friendly on the phone. But most of all they were very patient and did not try and force me to purchase it with them right away. In fact, they told me to please do more research and they hoped to earn my business. As a business owner and manager, I can honestly say I hope all businesses are run this way. They were honest and have been very helpful when my jack russell recently got sick. Big shout out to Tim Weiss for taking the extra steps and inquiring about how my dog was feeling after his surgery. Really appreciate all the support you give us pet owners and knowing that we can rely on you guys. Thank you!!!
5

out of 5

POSTED: | BY: Sayles

Well worth it

HealthyPaws has been amazing. They have never given me a hassle for any claims I've submitted, including large bills for unexpected surgery for my dog, and their customer service has been phenomenal. I would recommend them to anyone looking to have a little extra peace of mind when it comes to potentially unforeseen medical expenses for their pet.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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