Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,217

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Melissa Holmes

Simply the Best

Our 1 year old mix breed rescue began to develop a small lump on the right side of her neck. We were so thankful that we had her insured with Healthy Paws since we adopted her at 4 months old. Her medical bills in total were $1,500 and we were able to recoup 90%! The turnaround time for submitting the claim and receiving the check is often about a week and the process could not be easier. Simply snap a photo of the bill, upload it through the app and hit submit. The plan is very affordable and extremely clear about what is covered and what isn't. They even sent a follow email to see how Penny was recovering :) This company truly understands the relationship between people and their pets. I would highly recommend Healthy Paws to any pet parent - they are the best!
5

out of 5

POSTED: | BY: Charlene Gaskins

Beware of Healthy Paws

I chose Healthy Paws as pet insurance for two dogs. Beware of this insurance company that is rated as No. 1 when processing your claim. I was told by a representative this morning that they do not use the diagnosis of the vet to determine payment. How do you accurately determine payment on a claim without processing the diagnosis of the vet? I will be finding another pet insurance as this one fell well below ratings and expectations. Don't always believe the ratings and do your homework. This is a costly expense so choose wisely or you too will be surprised when you go to file a claim.
1

out of 5

POSTED: | BY: Charlene Gaskins

Beware of Healthy Paws

I chose Healthy Paws as pet insurance for two dogs. Beware of this insurance company that is rated as No. 1 when processing your claim. I was told by a representative this morning that they do not use the diagnosis of the vet to determine payment. How do you accurately determine payment on a claim without processing the diagnosis of the vet? I will be finding another pet insurance as this one fell well below ratings and expectations. Don't always believe the ratings and do your homework. This is a costly expense so choose wisely or you too will be surprised when you go to file a claim.
5

out of 5

POSTED: | BY: Kimberly Phillips

Awesome

I have a 6 year old GSD, her name is Nyah and she has had a host of issues. The most recent one was for a CT scan, and Rhinoscopy of her nose, head and nasal cavity. The bill was for $3733.00, but thank goodness for HealtyPaws, painless claim process, I received a reimbursement for $3310.20. This was the best decision I made for my pet when she was a puppy. I reviewed several Pet Insurance Companies, and I am glad I chose HealtyPaws. They even checked in on her, which made me fees so good inside to know they care about my girl. They are simply the best!
5

out of 5

POSTED: | BY: Kyle

Very satisfied Customer

We've had healthy paws pet insurance for 3 years on our Miniature Schnauzer and Cavalier King Charles Spaniel. We've been fortunate enough not to have needed to make any claims until only recently when our mini schnauzer, August, randomly and unexpectedly had 3 seizures within 12 hours. As one can expect, we were very worried and thought the worst. We took him to the emergency vet to see a neurologist and it was recommended that blood work, X-rays, and an MRI be done to determine and/or narrow the diagnosis. Thankfully we had pet insurance and submitted the claim after having to keep August overnight at the vet. After the many tests, the vet determined that August has epilepsy and that his seizures are something we may simply have to deal with and manage on a going forward basis. We thereafter submitted our claim. Healthy Paws was very attentive and responsive and made sure the necessary paperwork to process the claim was provided by the vet. We received our reimbursement check in less than 2 weeks from the time we submitted the claim. We also received a follow up email checking in on August and his recovery. Healthy Paws has been a very good resource and support during this difficult time and I highly recommend them.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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