Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,164

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Linda

Highly Satisfied Customer

Healthy Paws does just like it advertises. Our dog ruptured his cranial cruciate ligament in his knee and had to have surgery. Our claim was approved promptly and a follow up letter was received by Healthy Paws inquiring about his progress and healing. We have peace of mind knowing that Healthy Paws does what it advertises with the well being of our beloved pet at heart.
5

out of 5

POSTED: | BY: Jacob Goldblatt

Too good to be true, . . . but true.

My wife and I are so thankful for Healthy Paws. A couple months ago I randomly asked my vet about pet insurance to see if it was even a legit business. I was told that it all depends on the company, but that a few actually paid out on claims. I asked for their best recommendation . . . Healthy Paws. Cut to . . . my lovable genius of a Chihuahua jumps/falls off the top of the sofa when a delivery guy rang the doorbell. We were afraid that she tweaked something. Turns out she fractured her femur in 2 places. (Our dogs are no longer allowed on the sofa.) Two weeks and a day from the incident, we received a check for over $5000 for 80% of the cost of vet bills (2 metal plates, pins, screws, medications, etc.) I know this sounds too good to be true. At this point, Healthy Paws has lost money on us. Not to be too cheesy, but they also earned a client for life. I could not be more thankful for Healthy Paws. I highly highly recommend them. They're professional, the claims process is simple, and they pay.
5

out of 5

POSTED: | BY: Leigh

Great company with best prices

Healthy Paws has been fantastic! After researching multiple insurance companies, this one was by far the best. Best prices and plans that are super flexible! And no yearly limit is one less thing to worry about. My dog Clyde unfortunate injured his knee recently, but filing the first claim and follow up claims was so easy and quick! They have a phone app to upload receipts! He required surgery and the reimbursement check arrived in the mail literally within a week of his surgery!
5

out of 5

POSTED: | BY: Stephen Pelletteri

The Best!

Healthy Paws is honestly the best for customer service and timeliness. The phone app makes everything extremely easy and efficient. I highly reccomend.
5

out of 5

POSTED: | BY: Sharon

Adopted 2015 Insured 2015 Major Surgery 2017

I adopted a miniature poodle mix and had purchased Healthy Paws Pet Insurance. That was in 2015. March 2017 she ended up in Pet Emergency & Specialty Center of Marin and her bill for the first week was well over $23,000. I was waiting for bad news. I thought for sure I hadn't had the insurance long enough to cover over a 23,000 dollar bill. I spoke with Healthy Paws Customer Service and they were amazing. I wanted to find out if I could have the hospital process one week of care so I can get reimbursed to free up cards for her second week of recovery from a major surgery. The representative (Shelly) was so cooperative and said not only can they do that but they can work with the hospital for future invoices. My call to them was on Saturday. On Monday the file was reviewed and Wednesday I had my reimbursement. Can't get better than that! I don't know if it is standard practice or on a requested basis but it was perfect that the representative let me know it was possible. Then, another representative (Janine) sent the necessary paperwork to the hospital. I have gotten emails from Healthy Paws checking on my dogs and wishing her well. I told the representative as long as I have pets, they will have Healthy Paws Pet Insurance. Healthy Paws has made a big impression, not only with me but people I tell. In one word....AMAZING.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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