Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,022

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Greg

Insurance professionals

Best pet insurance on the market!! Tremendous customer service!!!! Best in the industry!
5

out of 5

POSTED: | BY: Susan

Great decision

I took out insurance on my Maltipoo Bella when she was five and I was anticipating retiring so didn't want unexpected costs. Unfortunately Bella has had two torn ACLs and a gall bladder attack since insurance started. Healthy Paws has been wonderful providing prompt reimbursement.
5

out of 5

POSTED: | BY: Stephen

Incredible

Throughout this ordeal of Sugar going through open heart surgery, Healthy Paws has been nothing short of incredible with their support throughout Sugar's recovery.
5

out of 5

POSTED: | BY: Joan Ross

The best peace of mind EVER!

This insurance is so much better than what we discovered when shopping around. And all that made us choose Healthy Paws us absolutely true! It is exceedingly ez to file claims - just open the app and snap a photo of the paperwork provided by your vet. That's it! No waiting for staff to forward anything or disputes. Also, it has an annual deductible rather than for each occurrence. This is not the case with many other providers. We live this insurance almost as much as we love our lab!
5

out of 5

POSTED: | BY: Julia

Excellent Protection for Tiny Hound

I have had a great experience with Healthy Paws Pet Insurance. I adopted a rescue, Noel, who is a dachshund/beagle mix. Because dachshunds can be prone to back and teeth issues, I decided to get insurance for her. Even though she has, thankfully, not had any back or teeth issues, so does occasionally suffer from G.I. upset and recently had a small mammary mass removed. Healthy Paws makes it very easy to submit claims and the checks come right on schedule, each time. Any time I've called, a live representative has helped me successfully navigate the issue. Their customer service people are incredibly responsive, articulate, informed about the service and caring about the pet involved.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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