Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,022

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Loren Frank

Healthy Paws is Great!

Healthy Paws delivered the best possible service, when I needed it the most! I am now an advocate, of Healthy Paws, and hope to help other Pet Owners to be aware of the great service Healthy Paws provides. And, I know of bad experience is like, which I witnessed with one of its competitors, whom I will not mention here. I am sold for life with Healthy Paws, because I want the best care possible, for my Westie- Cody.
5

out of 5

POSTED: | BY: AC

They saved my cat!

After having a new born and getting laid off, money was very tight. But the safety net that is Health Paws caught it. Our 3 year old cat got suddenly ill and the treatment was expensive. Without Health Paws my wife and daughter would have lost their best fur-friend. The app is super intuitive and easy to use. Just snap a picture or two of the bill and upload in the app. That's it, the two weeks later our reimbursement check arrived. Everything is very clear and it is easy to figure out what you will have to pay and what they cover. I will always keep health paws on any pets we'll have.
5

out of 5

POSTED: | BY: AC

They saved my cat1

After having a new born and getting laid off, money was very tight. But the safety net that is Health Paws caught it. Our 3 year old cat got suddenly ill and the treatment was expensive. Without Health Paws my wife and daughter would have lost their best fur-friend. The app is super intuitive and easy to use. Just snap a picture or two of the bill and upload in the app. That's it, the two weeks later our reimbursement check arrived. Everything is very clear and it is easy to figure out what you will have to pay and what they cover. I will always keep health paws on any pets we'll have.
5

out of 5

POSTED: | BY: Susan

It was a relief to have pet insurance.

Annie, my Maltese, was sick with unknown intestinal problems and was admitted to the local veterinary hospital for a couple of days. She needed all sorts of tests and treatment. It was a costly situation but knowing that I had insurance was a huge relief. Healthy Paws worked with the hospital to process the necessary paperwork and kept me informed on the status of my claim. I received the check within a month and I am very grateful to have the insurance and pleased with their handling of my claim. Annie is home and feeling fine!
5

out of 5

POSTED: | BY: Kathleen

Very Happy with Healthy Paws

I am very pleased with my choice of Healthy Paws as my dog's insurance provider. At the time I researched I found their rates to be competitive with other providers. I specifically needed a provider that covered the possibility of an ACL injury, as my Labrador is very active and a friend's dog had just suffered an ACL tear. Healthy Paws required a waiting period before they would cover an ACL injury, which was fine with me. But an ACL isn't what got us. Tito was stricken with discospondylitis, an excruciating, infectious condition of one or more spinal discs that spreads into the adjacent vertebrae causing pain and possible permanent disability. Treatment costs would have been easily close to $3000. After the deductible, the policy paid for most of his medications and special diagnostic procedures. Tito is fully recovered. Making claims is very easy with the app, and reimbursements are prompt. I highly recommend!!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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