Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,161

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Renee

Your search is over

Look no more, Healthy Paws is by far the best pet insurance on the market. I did my research, and chose Healthy Paws. I'm so grateful I did. Between my two dogs, there have been at least 7 major surgeries. HP has never denied any claim I've made. The most recent surgery is for my male Rottweiler who needed TPLO surgery in his leg. They pay promptly, usually within 7 days. There is no cap on this insurance, it is the lifetime of the pet. I've been with HP since 2011, and I will never choose any other pet insurance.
5

out of 5

POSTED: | BY: Mary Tiller

Excellent pet insurance

I yelped best pet insurance when I got my fur baby almost 3yrs ago this May. Dodger is a funloving Dachshund who has had many adventures, we have had to access their services from time to time and they have been as described. Recently Dodger had to have emergency surgery on his back. Healthy Paws was very quick to process claims and make it possible for my fur baby to receive excellent care. I wouldn't choose another Company, not ever!!! 9 days out of surgery and he's walking doing so well. Thank you Healthy Paws!!!! Rated best by yelp and us ❤
5

out of 5

POSTED: | BY: Mary Tiller

Excellent!!!!!

I yelped pet insurance and found Healthy Paws to be rated the best as in customer satisfaction. I have had them almost 3yrs. Various claims quick no hassle reimbursement. Recently my Dachshund of just shy 3yrs had to have emergency back surgery. Healthy Paws has been wonderful in a very stressful situation. Thankfully thanks to their company I was able to have a top neuro vet perform a successful surgery. Dodger is doing extremely well. Thank you Healthy Paws!!!
5

out of 5

POSTED: | BY: Kay Wiseman

Invaluable service for pet parents

Nala has had Healthy Paws coverage since she was a few months old. I wondered for years if I was just throwing my money away but then she turned 5 years old. In two years she's had a tooth extraction, urinary track infection, intestinal bacterial infection, and most recently a seizure episode! I would literally be over 10K in debt right now with vet bills if it wasn't for Healthy Paws. They are an absolutely invaluable resource! While they are the only pet insurance I have ever had the pleasure of dealing with, I can say with confidence that I would hands down recommend them to anyone searching for quality insurance. Filing a claim is easy and reimbursement is quick. They also have the friendliest and most supportive customer service reps I have ever talked with. It means the world to me when individuals in the pet care industry check in on my baby girl after a health scare. Thank you Healthy Paws! I will never have an uninsured pet again!
5

out of 5

POSTED: | BY: Marita

Thankful to Have Healthy Paws - Highly Recommended

We have 2 dogs that we love more than anything. When they needed emergency medical care (at the same time), the vet described the course of treatment and said "cost may become an issue." At such a stressful time, it was so comforting to know that they were covered by Healthy Paws. Knowing that emergency care would not be cost prohibitive, we could focus on getting our girls healthy. When all was said and done, we submitted their claims to Healthy Paws. I must admit that I was prepared to have to "argue" about certain parts of the bill, but on the contrary, we were reimbursed exactly as expected and described in their policy terms. They processed the claims within 5 days and we are expecting our reimbursement check in the mail. Anyone with a pet they consider family should have pet insurance, and I recommend Healthy Paws based on their customer service.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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