Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,022

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: John

The best!

I could not be more pleased with Healthy Paws. I feel so lucky to have found them. They covered my dog's ACL surgery even though the injury occurred approximately two months after obtaining the insurance. Granted, the injury did legitimately occur after obtaining the insurance, but given the short time frame I was afraid they might try to find a way to get out of paying. They did no such thing. On the contrary, they paid the claims quickly and even followed up inquiring as to our dog's health and recovery. I could not recommend them more.
5

out of 5

POSTED: | BY: Shari Anhalt

We highly recommended Healthypaws insurance.

Our three year old lab had TPLO on her left knee about 14 months ago. Healthypaws covered the surgery, 80%, paid the claim timely, no hassle. Well, she just had TPLO surgery on her right knee. Same great service from Healthypaws. Claim processed quickly and reimbursement check received right away.
5

out of 5

POSTED: | BY: Cathy M.

The Best Pet Insurance out there!

I bought Healthy Paws coverage for my female German shepherd after a terrible cancer scare that cost me more than $2,000 in a week’s time. The local vets were wrong and we were elated when the specialists at UPenn told us she was just fine. Of course, that didn’t help our bank account. We were still out all that money on a misdiagnosis. During the short time that we thought we would lose our little girl, my husband and I were numb and discussing ways to come up with the money to at least try to save her-including taking a mortgage on our home. I know that sounds crazy to some people, but I know the dog people shopping for insurance will totally get it. I now have my new puppy insured as well and I’m almost afraid to point this out (as the great folks at Healthy Paws will of course see this) but Healthy Paws has actually paid back more in claims than I have paid in premiums. Most recently to have a “non-stuffed” stuffed animal removed from my puppy’s stomach. Yes, he ate the unstuffed kind. Of course, there are a lot of choices out there besides Healthy Paws. I know someone who had insurance through another company and he said he finally cancelled it after they did not pay a single claim. I sent him a link to Healthy Paws. Customer service is excellent. Claims are paid extremely fast. !!! I could go on and on, but the fact of the matter is I no longer have to feel that tightness in my stomach when I am facing an emergency with my dogs. I don’t have to worry about mortgaging my house just as we are hitting retirement age. Healthy Paws is there for us.
5

out of 5

POSTED: | BY: Mike

Healthy Paws - Could not be happier!

We joined Healthy Paws last summer shortly after getting our new English Mastiff puppy. Like many, I've become a little jaded over the years with insurance companies pointing to the small print for reasons to not support a claim. Our experience with Healthy Paws has been nothing short of outstanding and I have been so relieved not only at the turn around time, but the clarity of the program. I want to take thus opportunity to thank the folks at Healthy Paws who have been incredibly responsive and kind with our claims and calls.
5

out of 5

POSTED: | BY: Seth Morabito

Superb and fast service

We've just been through an emotional rollercoaster of medical drama with our dog. He was diagnosed with a large tumor in his shoulder, requiring both an initial surgery to remove the mass, plus a followup to amputate after his leg was no longer getting enough blood. It was a very expensive set of procedures, requiring several overnight stays at the emergency vet. If it hadn't been for Healthy Paws, I don't know what we would have done. They were very prompt to respond to our claims, and to give us reimbursement checks. Just knowing they were there was a huge burden off our minds.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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