Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,217

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Mike

They made the entire process so easy

HealthyPaws makes it so easy to submit and process claims. I had my dog insured by another company prior to HealthyPaws and that company was not fun to deal with. They made the process so difficult to submit or file claims that I became discouraged and just stopped doing it. All of the headache and roadblocks they would throw at me to get a claim paid for or even to just file one would be just be a giant pain to go through. I would like to add that HealthyPaws was very quick with their responses to the claim I recently submitted for my dog. It was a pleasure to do business with them. Mike
5

out of 5

POSTED: | BY: Maureen

Best Pet Insurance Company

Healthy Paws is the best Pet Insurance on the market today. The coverage is excellent, the staff are responsive to questions and the turn around time for claims is remarkably quick. I unqualifiedly recommend Healthy Paws to anyone who is looking for Pet Insurance. No one wants to be a position of not being able to not provide live saving or pain management care for their pet. Healthy Paws gives you the assurance that you will not be in that position. Maureen, Cody and Jackson
5

out of 5

POSTED: | BY: Deanna

Beyond Grateful

I have had Healthy Paws Pet Insurance for over a year for my now two year old fur-baby. She is truly the apple of my eye. Unfortunately she was recently treated for anemia due to bone marrow failure because of over vaccinations. While struggling with taking time off of work to get blood transfusions, animal ER visits and tests and more animal ER visits and more tests. This was mentally, emotionally and physically draining. Knowing that she had health insurance gave me the peace of mind knowing that I can and will do everything in my power to save her life. I am happy to report that she is on the road to recovery. Without insurance I would have paid a total of $5,111.80 and still counting. Since I have Healthy Paws I am only paying $1,426.09. My claims are processed usually within 24 hours and they have a wonderful app where you don't need to submit a claim form! Take a picture of the invoice and submit! Less than a few days later the claim is processed, completed and a check is in the mail. Going through Healthy Paws Pet Insurance has truly saved my dogs life, my sanity and last but not least my wallet! Don't be foolish when it comes to your loved fur-babies, anything can happen at anytime and if you're like me you will do anything in your power to save them.
5

out of 5

POSTED: | BY: Nancy

Amazing - Healthy Paws!

My puppy boxer of 9 months had a sneezing attack with discharge coming out of one nostril. We went to the vet and they did a scope to find nothing but completely swollen. We then went to a specialist who performed a more comprehensive scope plus a cat scan. Healthy Paws exceeded my expectations. Not only did the pay the full amount due (over $3,000) but they did without questioning it and processed within one day! Their customer service team is top notch - very friendly, knowledgeable and lovely demeanor on the phone. I would wholeheartedly recommend them!
5

out of 5

POSTED: | BY: Paul

Healthy Paws Delivers with Integrity & Compassion

My 5 year old Black Lab, Jack, developed a tumor around one of his bottom canines, which turned out to be squamish cell carcinoma. In a 6-week period, Jack and I went from our normal daily routine of walks, playing fetch, rolling around and play wrestling, to a whirlwind of surgeries, recovery from them, follow-ups, and appointments with specialists including 2 oral surgeons and an oncologist. Jack had to undergo a total of 3 surgeries to successfully remove all of the cancer and patch up some scar tissue where stitches had broken. Jack's bottom jaw from behind the canines foward had to be removed. His pain was excruciating at times, and it was a difficult recovery. When all was said and done, his medical bills exceeded $7,000. When Jack came to live with me, I knew I wanted to have insurance for him. I did a lot of research into the various pet insurance providers, and in the end I went with Healthy Paws, in large part because of reviews like this. It turns out to have been the correct choice. Through out the entire 6-week journey from cancer to a well dog, every single claim I uploaded to Healthy Paws was paid promptly according to the policy I chose, which was 80% reimbursement with a $250 deductible. There was no quibbling about what would be paid and what wouldn't. From the very simple process of uploading a scan of each bill, to their emailed progress reports, to getting the check in the mail, the Healthy Paws claims process ran flawlessly. I was able to have money in the bank to cover the credit card charges for each surgery. I've gotten numerous emails from support personnel at Healthy Paws asking about Jack and and expressing pleasure at his recovery. These emails went well beyond the normal scripted responses one normally gets from businesses. These were genuine messages from men and women who signed their emails with their names and the names of their own pets. They knew what we were going through, and how difficult it was for both of us. They cared. Reviews were an important part of my research when I chose Healthy Paws. If this review helps someone else find their way to Healthy Paws, I will have done a good deed and paid it forward. Paul & Jack

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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