Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,159

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Charlie M

Great company

I got Healthy Paws pet insurance for my Sphynx kitten, which is the first pet I've owned in my adult life. Soon thereafter, my girlfriend and I moved in together and got two more kittens, a Savannah and an Oriental Short Hair. We got those kittens coverage under Healthy Paws as well. I now refer all of my friends, family, and fellow pet lovers to Healthy Paws and advocate that everyone get pet insurance, which leads to my first point. The first question you might have when considering pet insurance is "do I really need pet insurance?!" It's a very reasonable question, and one you might ask friends and family who are fellow pet owners. Most fellow pet lovers will tell you it's unnecessary, since the amount you pay in monthly premiums can simply be put away in a savings account that can then be used to pay for any pet-related medical expenses that come up in the future. If none come up, then you get to keep your money instead of giving it to an insurance company. I strongly disagree with this position for a few reasons: 1) The "save on your own" option is great in theory but not in practice. Most people (including myself and nearly everyone that I know) are just not going to have the discipline to keep a separate pet-related medical expense account. And if we did, I can very well see myself and others dipping into that account the minute we need some cash for other expenses unrelated to pets; 2) Even if you did save on your own, then just one emergency trip to the pet hospital/vet can very well deplete that entire account and require even more money out of your pocket; 3) Pet insurance gives you peace of mind knowing that your pet will be fully covered (minus the annual deductible and exam fees), so you will not be financially limited to the amount that you might be able to save on your own over the years for medical expenses. Do you really want to be in a position where your pet needs emergency surgery that will cost $6,000, but you only have $3,000 in a savings account? I sure don't, which is why I love having pet insurance. My cats are indoor cats, so they face even less risk than indoor-outdoor cats. But eating one piece of string can be deadly and require very costly surgery/follow-up treatment. Treat your cats the way you treat yourself and your children; get them insurance. Which leads to the next question "What insurance should I get?!" I love Healthy Paws. My vet recommended a couple of others, but I happened to stumble upon Healthy Paws thr
5

out of 5

POSTED: | BY: Gena Wilder

Healthy Paws - Best decision I ever made

Unfortunately, my dog didn't win the genetic lottery and one year after adopting him it became clear he was headed for a total hip replacement for his bad hips. A year after the hip surgery his knee started popping out of place and again he was headed for surgery. I honestly don't know what I would have done if I didn't have Healthy Paws Insurance to help cover the majority of costs for these two major surgeries. Both were expensive surgeries but Healthy Paws made them possible by covering 80% of the costs. Sending in a claim is easy and reimbursement is fast! This company even reached out to me after both surgeries to find out how my dog was doing! Thank you, Healthy Paws. Your exceptional service and sincere concern for my dog has made me a customer for life.
5

out of 5

POSTED: | BY: Jane Glickma

Healthy Paws

I decided to get pet insurance with my newest puppy - she's a fire cracker! Before the age of 1 she was seen for upper respiratory infection (when the vet xrayed her lungs to check for pneumonia they found a rock in her stomach-which they were thankfully able to make her vomit) and a fractured front incisor. Healthy Paws covered everything they said they would in the policy with very little discussion. Well done - I'm now a long term client.
5

out of 5

POSTED: | BY: Mark Burton

TOP NOTCH INSURANCE COMPANY...!!

We have a 11 year old Weimaraner / Lab mix since a new puppy, her name is Millie. My wife and I decided early on to provide health insurance for our new family member. We did extensive research online...listened to the pros and cons of many Pet Insurers. We decided to go with Healthy Paws... and so very glad we did. Thankfully we have only had to deal with minor health issues up till this year. March 2017 Millie was diagnosed with a 3lb growth on her spleen. Thanks to our wonderful Vet Dr. Jen Powers of Bella Vista CA.... Dr. Jen discovered the well hidden (if you can believe it) tumor which was tucked well up into her rib area. It was discovered when she applied Ultra Sound. Dr. Jen said it was probably cancer and obviously the possibility bad news. Our family was just not ready to give Millie up yet. She is still a very active and healthy dog. We decided to follow the Vet's advice and remove the spleen and determine how extensive the disease was.This is where we are so glad we had Healthy Paws at our back..... AMAZING.... without a blink of an eye Healthy Paws covered the expensive operation to remove Millie's spleen and incredibly large tumor. The tumor appears to be a slow growing benign tumor (lab will test results back soon) It has been only 3 days since the operation and our beloved Millie is doing INCREDIBLY WELL.....HAPPY AND CRAZY AS EVER....!! I must say if you are looking to purchase insurance for your animal consider Healthy Paws. We are very happy customers and very glad that we made the decision... would do it again in a heart beat. THANK YOU.... DR. JEN POWERS & HEALTHY PAWS
5

out of 5

POSTED: | BY: Renee

Your search is over

Look no more, Healthy Paws is by far the best pet insurance on the market. I did my research, and chose Healthy Paws. I'm so grateful I did. Between my two dogs, there have been at least 7 major surgeries. HP has never denied any claim I've made. The most recent surgery is for my male Rottweiler who needed TPLO surgery in his leg. They pay promptly, usually within 7 days. There is no cap on this insurance, it is the lifetime of the pet. I've been with HP since 2011, and I will never choose any other pet insurance.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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