Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,022

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Heather

The best pet insurance company by far

We have been customers of Healthy Paws since 2012. Both of our dogs are enrolled. We have used the insurance many times but recently one of our dogs was diagnosed with liver cancer. It took a lot of diagnostics including complete bloodwork, an ultrasound, and finally a very costly surgery. Over the past couple of months I have submitted nearly $9000 worth of claims. It is simple--snap a picture of your detailed receipt and submit via the Healthy Paws app. I have never been questioned about anything on any claim. Everything except the office visits are covered including expensive medication and inpatient care. The claims are processed usually within 5-7 days and I am reimbursed within a week of the claim being processed. It is the best company for pet insurance by far. If we didn't have this I don't know that we would be able to provide our dogs with such high level care. It is comforting to know that we don't have to think about cost before agreeing to expensive care. We can do whatever needs to be done regardless of cost.
5

out of 5

POSTED: | BY: Diane

Fast claim processing

I purchased this insurance when I first acquired my 8 week old puppy. At 7 months of age he developed an intestinal blockage after eating a portion of a leash. He had surgery and I used the app to file my claim. I like that I could see the status of my claim on the app and within two weeks of submitting the claim I had checks in hand. Unfortunately my dog developed complications from the first surgery requiring additional surgery less than a month later. My first thought was "oh, here we go. Are they going to exclude the second surgery?" I read the exclusions (again) and was relieved to read that it would still be covered. Once again I submitted my claim via the app and checks were in hand within ten days of my submission. It was such a relief to know I could provide my dog with the best care knowing that insurance would lessen the financial burden. Thank you for providing such good service.
5

out of 5

POSTED: | BY: Heather

The best pet insurance by far

Very easy to use--snap a pic of your detailed receipt and submit via Healthy Paws app. Claims processed quickly, no questions asked. Reimbursements within a week of claim being processed. Healthy Paws allows you to take care of your pets without the stress of costly bills. We have submitted a lot of claims in the past 2 months totaling nearly $9000 since our dog was diagnosed with liver cancer and have been reimbursed for all of our claims. We have been able to do what needs to provide the care he needs without worrying about the cost.
5

out of 5

POSTED: | BY: Shari Anhalt

Highly recommended Healthypaws Insurance

We have had Healthypaws pet insurance for about three years. They quickly process claims and pay reimbursements right away. Our lab just had her second TPLO surgery 2/2/17 on her right knee, she had TPLO surgery on her left knee about 14 months ago. Healthypaws was a amazing and saved us a ton of money - approximately $6,000 total. We love Healthypaws and recommend it to our family and friends.
5

out of 5

POSTED: | BY: Limor

Amazing service

I would never consider another insurer. Fast, efficient, and caring!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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