Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
I signed up for Healthy Paws pet insurance last summer when I adopted a puppy from my local Humane Society. I've had many dogs in my lifetime, but had never purchased pet insurance. I guess I always figured that the investment wouldn't ever really come back to me and that it might be a huge hassle needing to deal with claims, and the like. However, the last dog I had ended up costing me thousands after some unfortunate run-ins with wildlife, and his injuries continued to plague him (and us financially) until he passed several years and tens of thousands of dollars later. So, when we got our newest addition, we knew that we wanted to try out an insurance program.Of course, within the first year, she has had a terribly split toenail that needed immediate medical attention as well as a large mass that needed to be removed from her back leg, requiring surgery. Normally, this would have caused some serious emotional and financial stress. But, I am thrilled to share that Healthy Paws made the claim and reimbursement so incredibly easy that I could focus all of my energy on my sweet puppy. I literally just snapped a photo of the vet bill, sent it to the company through their app on my phone, and was quickly approved and sent a check. My experience in both instances (i.e., split toenail and surgery), were handled in such an easy, streamlined and efficient manner that I will be a lifetime customer of this company and sing their praises wherever possible. Oh! And they emailed me after the claim cleared just to see how my dog was recovering!!! It's like they actually care! If you are considering pet insurance, I give this company my highest recommendation. I also highly recommend insurance for your pet in general. I have had an absolutely flawless experience with this company so far, and I can't think of many businesses that I can say that about.
5
out of 5
POSTED:
| BY: Evam
Works just like it should
Healthy Paws is excellent. Much to my shock, it works exactly like it should. No surprises, no push back or negotiating, you get exactly what you sign up for.
Healthy Paws allows you to focus on what's most important which is getting the best care for your pet
5
out of 5
POSTED:
| BY: Jorge Acosta
Healthy Paws Experience
Healty Paws processed our claim very fast, the mobile app helped us reducing the paperwork. We focused only on helping Miah on her recovery.
5
out of 5
POSTED:
| BY: Deborah
Highly Recommended!
Most people probably consider pet insurance to be a luxury item. But honestly, HealthyPaws has been an absolute lifesaver, and we will never be without insurance again! Insurance for both our dogs paid for itself in the first year. And honestly, the monthly premium is so worth having the peace of mind to know that if either of our fur babies get seriously sick or hurt, we don't need to choose between paying our mortgage and paying for their medical care.
We've had HealthyPaws insurance for a few years now. After our lhasa got attacked by another dog, resulting in a $600 vet bill, and then had to have eye surgery, costing well over $1k, we figured that insurance was the way to go. And boy, were we right! When our poor guy hurt his back, HealthyPaws reimbursed us for medication, x-rays, and everything else that we needed to make sure he got back into good health. He's about nine years old now and still acts like a puppy! When we adopted our second dog a few months ago, we immediately signed her up for HealthyPaws. Unfortunately, she recently developed a fast-growing tumor on her eye, we were able to get her the surgery to remove it without having to worry about how we were going to afford the procedure and medication.
On the customer service side, HealthyPaws is an amazing company. Quite simply, they do exactly what they advertise: they cover all illnesses and injuries as long as they're not pre-existing at the time you sign up. There's no hassle, no weird caveats, or fine print to trip you up. They just follow the formula, and you get reimbursed. It's THAT easy. The first claim can be a minor hassle, since you have to get all your dog's paperwork from the vet, but after that, submitting claims is an absolute breeze. (And if you get insurance right when you adopt your dog, it's a lot easier, because you can just submit all the paperwork from the shelter.)
Both the HealthyPaws app and the website are ridiculously easy to use. You upload copies of your itemized vet bills, and usually within a day or two, you get your explanation of benefits, and the reimbursement check comes a few days later. The whole process takes less than a week. I think you can also use paper forms, but we've always used the electronic claim process, and it is so fast and easy I don't know why you'd ever do anything else.
What I really love about HealthyPaws is that every single person I've ever dealt with has been helpful, knowledgeable, and downright pleasant to deal with, e
5
out of 5
POSTED:
| BY: Christopher
Guinness Root Canal
Healthy Paws is fantastic. Our 1 year old Lab had to get a root canal to save the tooth. The whole 2100 dollar procedure was covered.
$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $100, $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.