Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,024

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Adriana White

Excellent

I chose Healthy Paws after hearing many good things about this company, and hands down it has been the best decision I have made for my dog and for my peace of mind. I cannot say enough about Healthy Paws. They have been always so easy to deal with; they process my claims super fast, and they have that human touch I appreciate so much. My dog got very sick and they emailed to check on him, who does that? My dog is part of my family, and having the assurance that if anything happens to him Healthy Paws will be there to make things much easier, it is just priceless. Thank you so much.
5

out of 5

POSTED: | BY: Adriana White

excellent

I chose Healthy Paws after hearing many good things about this company, and hands down it has been the best decision I have made for my dog and for my peace of mind. I cannot say enough about Healthy Paws. They have been always so easy to deal with; they process my claims super fast, and they have that human touch I appreciate so much. My dog got very sick and they emailed to check on him, who does that? My dog is part of my family, and having the assurance that if anything happens to him Healthy Paws will be there to make things much easier, it is just priceless. Thank you so much.
5

out of 5

POSTED: | BY: Beth

Healthy Paws is Invaluable to Me and my Dog's Life

I always maintain that my best decision in life was getting my loving bullmastiff, Semi (pronounced Simmee). When you adopt a bullmastiff, it goes with the territory that major issues like torn CCLs, back problems, and hip dysplasia are all, most likely, in your future. But I still did not make the decision to get insurance, thinking the monthly fee would not be worth it. Fast forward a year and half of ownership and one $500 vet bill later, I decided pet insurance was the way to go. The second best decision in life was choosing Healthy Paws as my pet insurance, because sure enough, a month after my waiting period ended, Semi jumped off the bed and tore her CCL. Due to a misdiagnoses from a vet, we didn't end up fixing her first left until six months later. But that was not a problem with Healthy Paws, they worked with me the whole time. Semi's size automatically puts her in the TPLO surgery category, and only specialist vets would do. So despite having waiting a bit to fix her leg and having to see a specialist, Healthy Paws, paid for the surgery and all follow-up medications. I had my reimbursement check within one week of submitting her full medical records and the surgical bill. I was very impressed. However, even though Healthy Paws had already been a tremendous asset to mine and Semi's life, when they calming took my worried phone call about covering leg number two, six weeks after the first surgery, they became invaluable. They were more than willing to cover the second surgery, since they had covered the first, and helped me through the whole process. They even went as far as sending me an email after my second claim personally asking how she was recovering since she had, had two major surgeries. With Healthy Paws Insurance, you are not only getting help financially, but you are getting a support system to provide the best care possible for your pet. I cannot say enough about how wonderful they truly have been to us.
5

out of 5

POSTED: | BY: Ray

Good service

Healthy paws staff are efficient and they care about my pet. They tried their best to offer the best service. I'm glad that I choose Healthy paws.
5

out of 5

POSTED: | BY: Amy

Thank you Healthy Paws!

I signed up for Healthy Paws pet insurance last summer when I adopted a puppy from my local Humane Society. I've had many dogs in my lifetime, but had never purchased pet insurance. I guess I always figured that the investment wouldn't ever really come back to me and that it might be a huge hassle needing to deal with claims, and the like. However, the last dog I had ended up costing me thousands after some unfortunate run-ins with wildlife, and his injuries continued to plague him (and us financially) until he passed several years and tens of thousands of dollars later. So, when we got our newest addition, we knew that we wanted to try out an insurance program. Of course, within the first year, she has had a terribly split toenail that needed immediate medical attention as well as a large mass that needed to be removed from her back leg, requiring surgery. Normally, this would have caused some serious emotional and financial stress. But, I am thrilled to share that Healthy Paws made the claim and reimbursement so incredibly easy that I could focus all of my energy on my sweet puppy. I literally just snapped a photo of the vet bill, sent it to the company through their app on my phone, and was quickly approved and sent a check. My experience in both instances (i.e., split toenail and surgery), were handled in such an easy, streamlined and efficient manner that I will be a lifetime customer of this company and sing their praises wherever possible. Oh! And they emailed me after the claim cleared just to see how my dog was recovering!!! It's like they actually care! If you are considering pet insurance, I give this company my highest recommendation. I also highly recommend insurance for your pet in general. I have had an absolutely flawless experience with this company so far, and I can't think of many businesses that I can say that about.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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