Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,024

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jessica Schiffman

Very Helpful

As soon as I submit a claim, I get indication of progress/completion within a week or two. That is very helpful.
5

out of 5

POSTED: | BY: Gail Wiedmann

Wonderful Company to Do Bussiness With

Healthy Paws was the first insurance policy I have ever taken out for one of my pets. As a gift on my Golden’s third birthday I gave her the gift of this insurance. I never wanted to financially be in a position that I couldn’t give her the best medical care if she should ever need it. That day did eventually happen in her eighth year. She was diagnosed and died from a very rapid onset of lymphoma. The tests and medical bills were in the thousands of dollars. There are no cons for Healthy Paws only pros. The submission online of all her invoices to be reimbursed was easy to use. A confirmation came back within a couple of days. If only our human health insurance was so good. Payment was within a month. Not only was the business side totally efficient but the compassion side was too. The invoices summited showed she had died and shortly after that I received a beautiful card with notes from many on Healthy Paws staff. I dreaded having to call and cancel the insurance. To my surprise, and relief, an email came that stated a credit would appear and be prorated from my last payment. I never had to call.Looking back when I first started investigating pet Insurance one attraction to HP was it is a nonprofit. I liked that. The insurance calculator was easy to use and gave many choices for a policy. Bottom line is yes, I will definitely buy insurance from them again and have recommended this company to friends and coworkers. There are no second thoughts, this is a great company/foundation.
5

out of 5

POSTED: | BY: Cindy Gilmore

Respond better then my human health coverage

I have had to use this insurance several times on my golden retriever Healthy Paws has been professional., caring and responds quicklyTo any concerns I have had I have referred several friends to them
5

out of 5

POSTED: | BY: Sharon Flynn

Healthy Paws is Great

I highly recommend Healthy Paws. I heard a lot of bad things about pet insurance (not specifically about Healthy Paws, but just about pet insurance in general), but Healthy Paws exceeded my expectations. We signed my puppy up after he ate something that sent us to the ER and left us with a hefty bill. When my puppy got a little older and started having a lot of stomach problems, we had to pay for a slew of tests to figure out what was going on. The bills were quite expensive and I was worried Healthy Paws would give me a hard time, but it could not have been easier. I submitted our claims online and was reimbursed what I was owed very quickly, without any problems whatsoever. It made a stressful time a lot less stressful. A great company.
5

out of 5

POSTED: | BY: Oschik

Love this insurance!

My rescue pit-bull had unfortunately been cursed with degenerative joint disease which means he's already had two knee surgeries with more likely down the road. I got Healthy Paws insurance from him when he was still a puppy and it's been the best thing ever as all these surgeries and imaging studies get really expensive. 90% coverage is amazing and I get my refund generally in just a few days. They've got an app which makes filing for reimbursement with a click of a button!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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