Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,159

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kathy Pellegrin

Healthy Paws is a blessing

Healthy Paws is a blessing to our family and our pet. Our sweet 9-year old Joy (dachshund/beagle)had a large mass on her spleen and pancreatitis. As you can imagine, we were very emotional and stressed not knowing if it may be cancerous. The surgery went very well and Joy is spleen-free and cancer-free. I cannot even imagine how much more stressful this would have been if we did not have Healthy Paws insurance. Not having to worry about financial debt brought us assurance. Healthy Paws is very good about keeping in contact with you once they receive your claim and "quickly" processed our refund check. They also care personally. They checked up on Joy throughout her recovery to see how she was doing and gave me words of encouragement, which meant so much to me considering the worry of surgery for my Joy. I had Pets Best insurance for Joy before finding Healthy Paws. I would NOT recommend Pets Best as we had them for a few years and only used them once for Joy...as Joy got older they raised our rates!!! We have the same insurance plan with Healthy Paws as we did with that other company and our rates our lower. I thank God we found Healthy Paws and I cannot express how happy we are with them....please don't go anywhere else if you love your pet. Thank you Healthy Paws!!
5

out of 5

POSTED: | BY: Helene

Happy and Healthy

I insure all three of my dogs with Healthy Paws and it does get costly. However, whenever I consider dropping my insurance one of my dogs will have something happen that will remind me that my Healthy Paws coverage is essential! Each time I have submitted a claim it has been processed promptly and I have never had to fight for compensation....each time has been smooth sailing! Recently my older dog needed significant leg surgery and once again my claim check was to me quickly....which really was a blessing as surgery gets expensive! I did my research and am very happy with my choice of Healthy Paws!
5

out of 5

POSTED: | BY: Constance Aspinall

Healthy Paws Pet Insurance is the best!

Healthy Paws paid our pets hospital insurance immediately, without any questions to us. They even wrote a letter to us, concerning how our dog was doing, highly recommend Healthy Paws Pet insurance.
5

out of 5

POSTED: | BY: Larry

The best.

We’ve submitted 2 claims to Healthy Paws within a 15-month period for the same dog. We spent only a few minutes of our time presenting the claims, no questions were asked of us and we received the full amount due within a very short time. It's been an outstanding and remarkable experience with an insurance company. We received about $3,200 on one of the claims and $1,100 on the other, so they weren't small claims. We’re very knowledgeable consumers and we recommend Healthy Paws without hesitation or reservation.
5

out of 5

POSTED: | BY: Nina Tinucci

I wish human health insurance was this easy!

My dumb golden retriever ate one too many socks and needed it to be surgically removed. $4000 and 25 staples later, he is doing much better! Thank goodness we had Healthy Paws Insurance. Surgery was on a Tuesday, I submitted my claim on Friday through the Healthy Paws App (get it... it is so easy and helpful). One week later, I received my check in the mail. Such an easy process and super fast! If only human health insurance was this easy!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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