Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,024

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Rita Kelley

SO MANY 10/10's/NEGATIVE EXPERIENCE

Based on my experience with HP, I was shocked to see how many delighted pet owners--100's! Wish I could say the same. After satisfying all requirements, my 2 year old Maltese mix got violently ill after eating from a new bag of Costco pet Food, necessitating several trips to her vet and emergency care. I submitted all required documentation and was told several times, I had to re-submit. Was stuff being filed properly? This went on for a couple of months. Many excuses. In the end, no real reimbursement. Was told, "We don't cover exams." Based on my experience I could not recommend.
5

out of 5

POSTED: | BY: Jackie

Healthy Paws is awesome!

I have had Healthy Paws coverage for three consecutive Jack Russell Terriers. My two-year-old was just diagnosed with Patella Luxation and would not use her back right leg. Major surgery was required including insertion of pins into her knee. This was quite upsetting but the best part was Healthy Paws and their quick response and coverage. No questions asked, they turned around the claim essentially overnight and issued a check for my full costs, minus my chosen deductible. They also emailed to follow up, asking about my puppy's well-being. This is not the first time they have come through in very short order, with full reimbursement under my policy. I would, and do, recommend them without qualification!
5

out of 5

POSTED: | BY: MCLK

Pet insurance doesn't get ANY better than Health Paws

Healthy Paws took care of my 11 year old greyhound back in 2014, paid exactly what they said they would. Promptly, without a hassle and customer service was great when I had a question. Fast forward to 2017 when my other greyhound developed a limp. It turned out to be osteosarcoma in her proximal humerus. She's a very athletic, out-going middle aged girl, it was very early in the disease process, so I opted for amputation and chemo. Hospitalization for the amputation was supposed to be 3 days, turned out to be 5 days. No complications, but dogs who have been using the amputated leg without a problem take longer to acclimate to having 3 legs, but the prognosis for them is better because the cancer is caught earlier. Healthy Paws paid for the bill which was more than $5,000. That's on top of medication, several sets of xrays and a bone scan. Just as before, Healthy Paws has paid every claim quickly and kindly. I even received an email checking on my girl from the president of the company! I can't say enough good things about them, they have been great for us. I have the plan that pays 90% and they do. If I didn't have them I don't think I would have been able to extend my girl's life (either of them).
5

out of 5

POSTED: | BY: C Kruzan

Pet insurance doesn't get better than this

Healthy Paws took care of my 11 year old greyhound back in 2014, paid exactly what they said they would. Promptly, without a hassle and customer service was great when I had a question. Fast forward to 2017 when my other greyhound developed a limp. It turned out to be osteosarcoma in her proximal humerus. She's a very athletic, out-going middle aged girl, it was very early in the disease process, so I opted for amputation and chemo. Hospitalization for the amputation was supposed to be 3 days, turned out to be 5 days. No complications, but dogs who have been using the amputated leg without a problem take longer to acclimate to having 3 legs, but the prognosis for them is better because the cancer is caught earlier. Healthy Paws paid for the bill which was more than $5,000. That's on top of medication, several sets of xrays and a bone scan. Just as before, Healthy Paws has paid every claim quickly and kindly. I even received an email checking on my girl from the president of the company! I can't say enough good things about them, they have been great for us. I have the plan that pays 90% and they do. If I didn't have them I don't think I would have been able to extend my girl's life (either of them).
5

out of 5

POSTED: | BY: Julie

Healthy Paws is amazing!

Healthy Paws has been a lifesaver for our dog Moby! He is a 3 year old St. Berdoodle weighing in at 130 lbs. If you've ever had to have surgery for a dog this size, you know how expensive it is. Moby recently underwent emergency surgery for a blockage and it saved his life. Knowing that we had Healthy Paws meant that we never needed to question our ability to save his life due to financial stress. This, unfortunately, is not the first time we've had to use them for a larger ticket item:) They are responsive, process claims immediately, send reimbursement checks AND email to ask about how your pet is healing.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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