Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,161

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Paul Hedman

Compassion for Pets and Owners

I switched to HealthyPaws after being unhappy and frustrated with my previous pet insurance provider. There is one HUGE difference between HealthyPaws and the majority of their competitors. Most providers carry a tantalizingly low deductible but it only applies 'per condition'. This is a very important distinction. If you dog swallows a sock and has an x-ray, sedation, operation, and meds you will certainly meet your deductible. But if you dog swallows a Lego man six weeks later you are back to square one. HealthyPaws has an annual deductible. Once you meet it you are covered at 90% for any covered care until the end of the calendar year. In my opinion, it is a much more fair system and is designed to protect pet owners from huge bills (rather than fill their pockets incrementally). On top of all of that, their premiums are much more reasonable than their competitors.That's it for the brass tacks. I want to share my personal experience with HealthyPaws as well. My beloved dog Fonz suffered a badly herniated disc and was in absolute agony. We had to take him to the emergency room, his primary care vet, the emergency room again, and finally the operating room for open spine surgery. Throughout the process, HealthyPaws was efficient and caring. They covered everything without blinking an eye and even followed up to see how he was doing before I could reach out to them. Having HealthyPaws insurance not only helped save our dog, they also helped us have peace of mind during a scary and sad time.
5

out of 5

POSTED: | BY: Taylor

Very Satisfied Customer

Extremely friendly and helpful customer service. Everyone seems to be genuinely happy and to really care about their customers' pets. Also, the claims process was an absolute breeze. Very glad we chose Healthy Paws for our dog.
5

out of 5

POSTED: | BY: Morgan

So impressed with HealthyPaws!

Healthy Paws was very helpful in a scary time!My schnoodle, Eloise, had to have emergency eye surgery after another dog bit her at the park. Healthy Paws approved my claim very quick and sent my reimbursement check (80%) in 3 days. The staff at Healthy Paws has checked on Eloise multiple times during her recovery period. I would highly recommend this pet insurance plan!
5

out of 5

POSTED: | BY: Roberta

Best Investment we've made for our pet!

So pleased with the customer service and quality of coverage. The app is AWESOME and it's so easy to submit and track a claim, I rave about it to others every time we have to use it. They even followed up to find out if our dog was doing better after a serious incident, which she was thankfully. I had though called in tears but was reassured in a caring way of how my coverage would work. The plan doesn't, for instance, cover routine maintenance or office visits. This protection did cover critical tests to determine what was wrong and emergency care. That protection allowed us to focus on caring for our pet, not figuring out how to pay for it. Our plan with Healthy Paws has been one of the been investments we've made and I highly recommend it. Emergency care costs are expensive and although we've never had insurance on a pet before this one, we will now always make this investment for the peace of mind.
5

out of 5

POSTED: | BY: Jon S

Highly Recommend Healthy Paws

Healthy Paws has been truly amazing to work with on a regular basis, but even more so in a time of need. Recently, our dog spent 1.5 weeks in ICU at a local vet hospital after suffering a stroke. Healthy Paws processed and approved the claim that resulted from the bill for that visit, as well as sent the check to us incredibly fast. I would highly recommend them to anyone looking for pet insurance!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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