Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,024

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Alex Puig

Healthy Paws is the best!!

Healthy Paws!! If health insurance companies for humans were as efficient as Healthy Paws we wouldn't have any worries in life..... A few months ago we purchased a beautiful pure breed English bulldog puppy. Knowing the traditional issues that English bulldogs bring with them we decided it would be prudent to purchase an insurance plan for him. Sure enough, a few weeks ago he developed aspiration pneumonia (very common in this breed) and had to be hospitalized for 36 hours. He recovered well, but an expensive medical bill was waiting for me when we checked him out of the hospital. This is where Healthy Paws came in. Their health app is absolutely amazing...I just clicked on the app, snapped a picture of the hospital invoice and hit the submit button. EXACTLY one week later I had my reimbursement check from them - I was absolutely astonished. Not only that, I also received a personal email from Mr. Tim Weiss (Claws & Paws Protector) asking me about Rocco's progress! I absolutely LOVE this insurance company and you will too....you won't regret it. Regards, Alex
5

out of 5

POSTED: | BY: Edith Kamenetsky

Healthy Paws Pet Insurance is awesome!

I have had Healthy Paws covering my two shiba inus for the past six years and have never had an issue with them covering a claim. Submitting a claim is straightforward and it is usually processed within a week. Recently my dog Jotly had to have a root canal done on a back "anchor" tooth. All I had to submit was the invoice and the vet sent them the examination notes directly. The claim was settled the day they received all the information. I am so happy I chose Healthy Paws to help me care for my pets. The people who contact me genuinely seem to care about the wellbeing of my two dogs.
5

out of 5

POSTED: | BY: Lauren Donovan

Healthy Paws is a life saver!

Penny is my first dog ever, and I knew I wanted to purchase insurance but I was very confused about which to choose. After investigating my various options, I ended up picking Healthy Paws and I am SO THANKFUL that I did! Penny has been through a lot in the last few years (emergency gastrointestinal surgery, an extensive investigation into neurological issues that turned out to be liver disease, recent removal of a tumor in her mouth...) and I cannot say enough about how fantastic Healthy Paws has been every step of the way. From incredibly caring, kind, and responsive customer service representatives to a simple, clear, and straightforward claims submission/reimbursement process, I've never been less than 110% satisfied. I submit all of my claims online and the turnaround is always quick, and I am reimbursed for every cent that I had expected and hoped for - no surprises because I didn't read almost illegible fine print somewhere. They're truly outstanding - I got everything I could've hoped for and so much more with this insurance company. You never know what unfortunate circumstances you might encounter down the line when you first become a pet parent, and Healthy Paws gives me the ability to never have to make a decision on my little one's health based on finances alone. THANK YOU SO MUCH!
5

out of 5

POSTED: | BY: Natalie Morgan

Easy, convenient insurance, and so worth it!

I investigated 4 companies before deciding which insurance to use. I have two dogs and insure both through Healthy Paws because of a combination of an affordable premium, coverage, and good reviews. One of my dogs seems to always be visiting the vet for one reason or another. The Healthy Paws app for submitting claims is incredibly easy and they review the claims very quickly. Most recently, they approved coverage for x-rays, CT scans, and double elbow surgery on my 1-year old which ensures that she will not have premature arthritis issues. We are very happy to have signed-up with Healthy Paws.
5

out of 5

POSTED: | BY: Lisa

BEST PET INSURANCE COMPANY BY FAR!

I really don't know where me or my spouse would be, or what we'd do, if not for Healthy Paws. We adopted our zoe in April 2016 at 12 weeks old...over the course of her 1st 10 months with us, she has been diagnosed with several health issues & have also had a few emergencies which had we NOT of had Healthy Paws, i'm not sure what the fate of our Zoe would have been. We have never been denied a claim & it has eased so much stress knowing that she will be well cared for...especially knowing that some of her conditions have potential to be life long. I would recommend Healthy Paws to anyone seeking a good company to cover their pet! We really don't know how to thank them enough! They even send 'checking up' emails when something major happens...& the customer service is top notch!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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