Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,159

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Vanessa

Easy & Seamless Service

My cat Queen went through Fatty Liver Disease at only 3 years old. In order to get to that diagnoses she was at the emergency vet for almost a week, had a feeding tube inserted, two plasma transfusions, ultrasounds & x-rays and was on multiple medications. Racking up vet bills totaling almost $8,000. Healthy Paws worked with my vet directly to pay her bills upfront as the cost as so great. They even emailed me personally to check on her. Overall amazing and seamless service during a tough time. I would recommend Healthy Paws Pet Insurance 100%!
5

out of 5

POSTED: | BY: Kiesha

Healthy Paws is #1!

Healthy Paws provides an amazing service for pet owners. With 3 tiers of coverage to choose from (different coverage percentages and annual deductibles that correspond to different monthly rates), the plans are very flexible. They also cover a wide range of health issues and services - in my review, I found very little fine print about what isn't covered. Having recently used Healthy Paws for expenses related to an accident, I can say first-hand how essential it is for your pet insurance provider to offer low-stress claims processing. Their mobile app makes it ridiculously easy to submit a claim. No need to deal with paper, forms or even discuss the insurance with your vet. Simply scan a photo of your receipt through the app and hit "Submit." Within a few days, the claim is processed (status updates are available through the app), and the check is not far behind. Best of all, even though you're doing all of this through an app, you learn that there are actual human beings on the other end who genuinely care about the well-being of your pet. They check in via email, and there really is a person there - not a robot. Bravo Healthy Paws!
5

out of 5

POSTED: | BY: Nancy Watt

Thank God for Healthy Paws Pet insurance

My husband and I got a bulldog puppy 18 months ago. I had heard stories about bulldog problems and one of my friends suggested pet insurance. She had a suggested one, but I did my own research and selected Healthy Paws. It was fortuitous because Bow developed many ailments peculiar to bulldogs. I selected Healthy Paws because I had read good reviews. It was also important that they treat breed specific ailments, something many pet insurance companies dont't do. I chose coverage that paid 70% of covered treatments. They do not cover general maintenance like shots, etc. Healthy Paws has exceeded my expectations. Submitting claims is easy using the Healthy Paws app on my phone. I simply take a picture of the vet"s invoice and send it to them. They pay very quickly. A check arrives within 7-10 days. On occasion they have asked for more information which I had the vet email them. Bow's treatments have been expensive and I don't know how we would have managed without this coverage. I would recommend anyone getting a puppy get Health Paws for at least a year. I recommend them without reservation. Nancy Watt
5

out of 5

POSTED: | BY: Launie Poissant

Great Pet Insurance

We are very happy with this pet insurance. The claims process is simple and quick, and they cover what they say they will cover. We have had four dogs in our household insured for the last 4-5 yrs and have had numerous claims, the last one being for emergency surgery costing over $2,400 which was covered at 90% after $100 deductible. They have great customer service and I think they really care about our pets. If only insurance for people worked this way the world would be a better place. Thank you Healthy Paws!
5

out of 5

POSTED: | BY: Jessica

Healthy Paws is the Best!!

I absolutely love Healthy Paws Pet Insurance! Our two year old chihuahua Layla was attacked and bit by another dog recently. She suffered deep puncture wounds on her back leg, and my husband and I were devastated and very worried. She needed emergency surgery, a hospital stay for two nights, lab tests, and several vet appointments. The vet bills really added up quickly, but knowing we had insurance for her really put us at ease about the bills and allowed us to focus on her recovery. I submitted the bills easily online with Healthy Paws, and they approved the claims very quickly, and without any questions. Healthy Paws paid over $1,600 of Layla's vet bills (90% of covered charges, minus the deductible). She recovered surprisingly quickly and is back to her old self. Thank you Healthy Paws!!!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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