Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,025

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Natalie

Best insurance experience we've ever had

Healthy Paws is the best pet insurance company around. We were skeptical about pet insurance until a neighbor recommended it to us (she saw how active and goofy our rescue lab puppy was...) Later that year he hurt his leg and needed surgery, which would have been financially miserable had we not had the accident insurance. (X-rays alone were $400.) The claims process is exceptionally easy and our reimbursement arrived faster than we expected. The customer service is unparalleled. We now recommend Healthy Paws to all of our dog-owning friends and all new pet owners (especially those who are considering adopting a labrador!)
5

out of 5

POSTED: | BY: Odil Malazgirt

Thank you Healthy Paws

My dog Sasha needed two surgeries on both of her knees and it was her first as well as mine to go through a process such as the one we went through recently.I have had her insured since April of last year and was able to connect with someone each and every time I called Healthy Paws for questions, claims, etc. The staff is amazing and attentive to ever detail and note that is written on her profile. I am truly thankful and grateful for people that genuinely care that my dog gets better.
5

out of 5

POSTED: | BY: Jurgen Giesbert

Healthy Paws -- Caring and Outstanding

Our Portuguese Water Dog Marco decided to " dine" on large pieces of tennis ball rubber which made him very sick. We took him to the VCA Animal Hospital in Hollywood and he required extensive treatment which ultimately included surgical procedure on his tummy. I am happy to report that he is on the way to recovery and that on Friday the stitches will be removed. This was high quality veterinary care which unfortunately came with a high quality vet bill, almost $ 4,000. I can't say how relieved I was when Healthy Paws reviewed the charges and approved for payment in about a week. Not only that, they actually contacted me in a genuinely caring way to find out how Marco was doing and wanted to know if we need any further assistance. In a time of abject mediocrity it is truly a delight to find an organization that delivers on what it promises and does so with a smile. JHG Sunny Isles Beach, Florida
5

out of 5

POSTED: | BY: Emily Swaim

Best Investment

Healthy Paws has easily saved us thousands since we adopted our rescue pup. We have been to countless regular vet visits, emergency vet visits (one over night stay hat cost $1500+), prescription meds, and even an opthomologist. The app is so easy to use when you need to submit a claim, the reimbursement checks are quick, and we have never had an issue getting our full reimbursement. This is easily the smartest, and best decision we made. Pet insurance is a must, and Healthy Paws has been so good to us and are so easy to work with. Highly recommend!!
5

out of 5

POSTED: | BY: Jessica Bordo

The best insurance for your pet. Hands down.

After purchasing our policy a little over 3 years ago, we recently discovered that our Australian Shepherd (who is just over 6 years old) developed cataracts with a rapid onset. She was barely seeing and bumping into things within a couple of days. After being completely distraught with the situation we were so happy to learn that Healthy Paws covered this medical condition and they were unbelievably easy to deal with during the claims process. We ended up having our dog, Briggsy, go through with the cataract removal surgery. They answered any questions I had in a timely and clear manner and made forwarding both prior medical history and billing claims through email extremely easy! On top of all of that, their claims department sends you an email when processing and when it is complete so that you know exactly where you're at. Our reimbursement checks have all come to us in a VERY timely manner. I cannot say enough about how pleased I am with this company and will recommend it to all my friends and family with pets to get right away!! Our pup now has her sight back; and, although still a very difficult situation to handle, having the proper insurance and support made our lives much much easier during the process.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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