Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,025

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: David

Great Coverage, Great Service, and Great Price

Our dog is a brachycephalic breed, and required surgery for her stenotic nares, soft palate, and an unrelated vulvoplasty. We were worried some of these would be considered pre-existing or denied, as many insurers do not cover brachycepalic syndrome treatments, but HealthyPaws approved our claim within 1 or 2 days, and every time we have been in contact with them by phone we have been able to speak to a knowledgeable human almost immediately! Their superb coverage, excellent service, and very affordable rates (out of all the companies we checked they were the least expensive!) have made HealthyPaws a no-brainer for a our family and we cannot recommend them more highly.
5

out of 5

POSTED: | BY: Yevgeniy Khrichtchatyi

Healthy Paws is an exceptional insurance company

Healthy Paws is an exceptional insurance company. Unfortunately, my dog had two major accidents within a year. Total amount of my bills was >6K. Healthy Paws covered 90% of it!!!! On top of that they constantly stayed in touch with me asking how my dog is doing. I feel that they really care… it makes me think that I am the part of a big family. I am very grateful to be with Healthy Paws. Highly recommend you this company.
5

out of 5

POSTED: | BY: Aaron

Great service for our Zoey

A couple years ago, my wife and I decided we should get insurance for our dog Zoey, she was in great health and had tons of energy, but is a big dog and had just turned 7. About 6 months ago we found out that she has a heart condition. Healthy Paws has made all the vet visits, cardiologist visits and medicine much more manageable for us. The customer service has been fantastic. Very professional yet personal at the same time. Getting pet insurance was one of the best decisions we made as pet owners.
5

out of 5

POSTED: | BY: Josh

Healthy Paws is first rate!

I am really happy I signed up with Healthy Paws. My puppy is 4 months old and she needed an endoscopy to remove pebbles she had eaten in our backyard. Healthy paws paid the claim quickly at 90% with no questions asked. Saved me over $2000. I have been a health insurance broker for the last 20 years so I know good service when I see it! These guys are first rate!
5

out of 5

POSTED: | BY: Natalie Rowland

Best insurance experience we've ever had

Healthy Paws is the best pet insurance company around. We were skeptical about pet insurance until a neighbor recommended it to us (she saw how active and goofy our rescue lab puppy was...) Later that year he hurt his leg and needed surgery, which would have been financially miserable had we not had the accident insurance. (X-rays alone were $400.) The claims process is exceptionally easy and our reimbursement arrived faster than we expected. The customer service is unparalleled. We now recommend Healthy Paws to all of our dog-owning friends and all new pet owners (especially those who are considering adopting a labrador!)

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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