Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,240

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Mark

Best choice we could have made!

When we were preparing to get our new puppy in December my wife suggested that we look into dog health insurance, because we have had so many friends over the years that had dogs get sick or hurt and and up with large medical bills. So I searched online and talked to other owners. After looking over all the information and talking to several companies Healthy Paws to me was clearly the best. Then about three weeks ago our dog hit a pole while running and broke his leg and knee. I used the healthy paws app to file a claim, which was easy before I even left the vets office. Next thing I know a couple of days later the charges were approved and I received a check for over $2500. It was so easy and the customer service has been incredible. They even sent a follow up note checking on Chloe!!
5

out of 5

POSTED: | BY: Stephanie

I rave about Healthy Paws

I rave about Healthy Paws to my friends. I have two pets insured with them, and have had some pretty hefty bills for one of them. I will never regret insuring the other - even if I don't have to access it. I am so grateful for the true coverage, customer service, and prompt reimbursements. I had a large bill on Monday, the vet submitted the claim, and by Thursday, a reimbursement check was on its way. At a time when our leaders are putting the health insurance of millions of Americans on the line, I'm not sure they are making America great, but in regard to ensuring that our furry loved ones are cared for, Healthy Paws is on it!!
5

out of 5

POSTED: | BY: Evan

Best pet insurance I've had

HealthPaws is the best! Plain and simple.
5

out of 5

POSTED: | BY: Peggy G

Quick, efficient, and helpful.

Quick, efficient, and helpful! What more can you ask for during a stressful time. The claim was very easy to file. We received email updates on the claim status and the check with 2 weeks. Thank you for making the process so easy. Cody, our 3 year old Shiba Inu, had pancreatitis. We have had him insured since we adopted him as a rescue pup. Vet visit and referral to an emergency vet, X-rays, Ultrasound, CT scan, and 3 nights in the ICU came to a total of around $2400. We turned in our claim once we got home...so easy to do it online. After deductibles and 80% coverage we received a little over $1700. I had one question and called customer service and I got a real rep who was very helpful!
5

out of 5

POSTED: | BY: Allison

Healthy Paws is seriously awesome

We got our cat and dog pet insurance through Healthy Paws hoping we would never have to use it (so much so that I forgot we had even purchased it until we needed it). I signed them up after a coworker had a scare with his chihuahua that ended up being undiagnoseable (he's fine tho) and also a few thousand dollars. A few months after this incident we noticed a shadow in our cat's eye. She's a short hair exotic (like a short haired Persian) so her eyes are like 40% of her face and the shadow wasn't hard to miss. We caught is early but she had to have surgery on her cornea. Sitting in the doctor's office we were ready to sign up for the most proactive treatment (which ended up being surgery) without thinking of cost. I cannot tell you how comforting it was to know that we could make the best decision for our cat and her quality of life WITHOUT having to consider how much each treatment cost. Honestly. We would have paid the couple of thousands of dollars for her treatment because we adore her and love her and want her to be happy and healthy. But with Healthy Paws by our side, we didn't have to shoulder that financial burden alone. They were quick with reimbursement and even sent and email to check in on our cat's progress and recovery. The things they don't cover I honestly think of as costs being built into the cost of caring for a cat or a dog or both. Things like vet bills, vaccinations, dental cleanings. But things you may not budget for (or cannot budget for) like accidents and disease come at such a high cost that the monthly premium for Healthy Paws was worth that piece of mind. I have been recommending Healthy Paws to all of my friends and family since our cat had surgery. They truly have been wonderful.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

Get a quote today

Leave a review