Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,028

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Maggie

Best Customer Service!

Healthy Paws Pet Insurance is absolutely amazing. It is so easy to submit a claim by just snapping a picture on the app (takes me 10 seconds, I do it before I leave the Vet!) Recently, my pup had an emergency, and it was of course quite expensive. Thank goodness she is okay, and thank goodness I had insurance. They let me know my claim was approved within 72 hours, and I received my check one week later, before I even had to pay off my credit card. Even more impressive, I got an email from Healthy Paws checking on my pup after her stomach issues. I cannot recommend Healthy Paws enough.
5

out of 5

POSTED: | BY: Tracy Fine

I am very thankful for Healthy Paws

My GSP ended up getting sick, which turned out to be a fungal infection. Many expensive tests later we have these results. We are still waiting on a treatment plan and Healthy Paws has been right there with us. Pets are family and you only want to provide them with the best medical care. With Healthy Paws I can do that. When you get pet insurance you pray that you will never have to use it. But I can't tell you how thankful I am for Healthy Paws. It makes a very stressful situation a little less stressful.
5

out of 5

POSTED: | BY: Linda Brewer

An excellent pet insurance company that gives owners peace of mind.

Rest assured, Healthy Paws does what it says! It pays promptly and claims are so easy to file online. My dog had to have cranial cruciate ligament repair surgery which is quite expensive. It was approved quickly with no questions asked. I received a follow up email inquiring about his healing and health. We couldn't be more satisfied with Healthy Paws. I would highly recommend this to any pet owner who wants to have peace of mind concerning their beloved pets.
5

out of 5

POSTED: | BY: Linda

Highly Satisfied Customer

Healthy Paws does just like it advertises. Our dog ruptured his cranial cruciate ligament in his knee and had to have surgery. Our claim was approved promptly and a follow up letter was received by Healthy Paws inquiring about his progress and healing. We have peace of mind knowing that Healthy Paws does what it advertises with the well being of our beloved pet at heart.
5

out of 5

POSTED: | BY: Jacob Goldblatt

Too good to be true, . . . but true.

My wife and I are so thankful for Healthy Paws. A couple months ago I randomly asked my vet about pet insurance to see if it was even a legit business. I was told that it all depends on the company, but that a few actually paid out on claims. I asked for their best recommendation . . . Healthy Paws. Cut to . . . my lovable genius of a Chihuahua jumps/falls off the top of the sofa when a delivery guy rang the doorbell. We were afraid that she tweaked something. Turns out she fractured her femur in 2 places. (Our dogs are no longer allowed on the sofa.) Two weeks and a day from the incident, we received a check for over $5000 for 80% of the cost of vet bills (2 metal plates, pins, screws, medications, etc.) I know this sounds too good to be true. At this point, Healthy Paws has lost money on us. Not to be too cheesy, but they also earned a client for life. I could not be more thankful for Healthy Paws. I highly highly recommend them. They're professional, the claims process is simple, and they pay.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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