Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,217

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Mary

Stellar

My puppy/dog Reggie had terrible anal gland problems from 9 months to 20 months. During this time he had to be expressed every 4 to 3 weeks and he developed 3 infections which required medical infusions. After the third infection, my Vet wanted to remove the glands so they did not abscess. After Reggie's surgery, Healthy Paws wrote to me inquiring about Reggie's recover. Each receipt I sent Healthy Paws was never questioned and compensation was quickly given. They never questioned my Vet's orders, like my first insurer did.(For another dog)I have told everyone I know who has a pet and is considering heath insurance, to look no further than Healthy Paws.
5

out of 5

POSTED: | BY: John-Olav Johnsen

HealthyPaws is the best!

My 2 1/2 year old St.Bernard/Border Collie mix "Freya" fell off the high deck about a year ago. Other than a bloody lip - at the time - she was fine. However, upon having her teeth cleaned a couple of months ago it was noted that her upper right premolar was dead from being cracked and an abscess had developed up in the root area . The crack was from a side impact, not chewing and evidently was from the fall. While it could have been extracted this major tooth in such a young dog would have caused significant reduction in her ability to chew plus the abscess needed to be addressed. Instead the Veterinary Dental Center in Algodones, New Mexico did a root canal procedure to save the tooth plus work to address the abscess. I cannot thank HealthyPaws enough for being there and for being so prompt and easy to work with…I really wondered if this would be covered as dental is excluded unless resulting from a trauma. While this, according to the veterinarian, was clearly the result of a side impact to the tooth I suspected that the claim would be challenged. Instead, within a couple of weeks I received the notice from HealthyPaws that this claim was being paid in full at the 90% coverage I had opted for, less my $250 annual deductible! And they sent a follow-up email inquiring about how Freya was doing after the procedure. I am a true believing client of HealthyPaws for life now, for not only Freya but future pups we will get. In addition to Freya we have two older doggers (12 and 15); sadly but inevitably they will be leaving us in the not too distant future. We will be getting Freya new companions at that time and HealthyPaws will get an additional two covered pups. I won't ever be without HealthyPaws coverage for my dogs.
5

out of 5

POSTED: | BY: Yanelle

Healthy Paws cares about our pets as much as we do

Healthy Paws pet insurance is probably one of the best decision I have made for all three of my pups. Healthy Paws has excellent customer service and has always responded to my emails and inquiries with high priority. I am so pleased with our decision to choose Healthy Paws, that I refer all pet owners (even those already with insurance) to Healthy Paws. This company cares about my pets well being and health, as much as we do. Although they don't cover wellness exams and other pet parent responsibilities, they have your and your pets best interest at heart. For 2 of 3 of my pets, Healthy Paws has covered such an amazing amount of our costs, that the insurance policy has essentially paid itself off for the next 6 years. It is incredible. While I hope to never have to file any claims, I am confident that Healthy Paws will be there for us and our pups, should anything happen.
5

out of 5

POSTED: | BY: Natalia Flores

Healthy Paws is the best!

I decided to get insurance for my dog last summer because he's a little bit of a sensitive pup and didn't want to run the risk (he was about 2.5 years old at the time). Sure enough about ten months later, he was unable to keep food down and all alarms started to go off. Thankfully, we were able to get on the right course of action and my pup is now recovering from surgery after having an obstruction (btw he doesn't ever eat anything that is not his food so this was a massive surprise). Having healthpaws literally saved my dog... and me from paying thousands of dollars which would have been very difficult. Surgery and even medication can be so expensive. I think if I didn't have the coverage we may have had to make different decisions which could have prolonged the proper course of treatment and put his life at risk. Healthypaws made it so easy and they covered everything that was necessary for his treatment from the scans to the surgery to the medications. Thanks to them I was able to get my dog the care that he needed and I didn't have to worry about making the treatment decisions based on financing. They saved me from many meltdowns during a time in which I was already so scared and stressed about my dog's health. On top of that, they were always so friendly and I felt like they really cared about my dog and my sanity. I am so grateful for having them and my dog and I are forever thankful.
5

out of 5

POSTED: | BY: Brian GA

Fantastic Pet Insurance Company!

My dogs are my children, and their healthcare is every bit as important to me as my own. I've had my dogs covered with Healthy Paws since 2010 and I am continually impressed with the quality of the coverage, the ease of filing a claim, the lack of lifetime spending caps, and how genuinely concerned they are with their client's pets and keeping them healthy. When your pet is suddenly faced with an expensive and serious illness or injury, it's tremendous peace of mind to know you'll be covered. The team even reaches out to see how my pets are doing after they've required treatment, and they support the rescue mission through their business. I'm very happy to have Healthy Paws helping take care of my dogs and would highly recommend them to anyone!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

Get a quote today

Leave a review