Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,028

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kay Wiseman

Invaluable service for pet parents

Nala has had Healthy Paws coverage since she was a few months old. I wondered for years if I was just throwing my money away but then she turned 5 years old. In two years she's had a tooth extraction, urinary track infection, intestinal bacterial infection, and most recently a seizure episode! I would literally be over 10K in debt right now with vet bills if it wasn't for Healthy Paws. They are an absolutely invaluable resource! While they are the only pet insurance I have ever had the pleasure of dealing with, I can say with confidence that I would hands down recommend them to anyone searching for quality insurance. Filing a claim is easy and reimbursement is quick. They also have the friendliest and most supportive customer service reps I have ever talked with. It means the world to me when individuals in the pet care industry check in on my baby girl after a health scare. Thank you Healthy Paws! I will never have an uninsured pet again!
5

out of 5

POSTED: | BY: Marita

Thankful to Have Healthy Paws - Highly Recommended

We have 2 dogs that we love more than anything. When they needed emergency medical care (at the same time), the vet described the course of treatment and said "cost may become an issue." At such a stressful time, it was so comforting to know that they were covered by Healthy Paws. Knowing that emergency care would not be cost prohibitive, we could focus on getting our girls healthy. When all was said and done, we submitted their claims to Healthy Paws. I must admit that I was prepared to have to "argue" about certain parts of the bill, but on the contrary, we were reimbursed exactly as expected and described in their policy terms. They processed the claims within 5 days and we are expecting our reimbursement check in the mail. Anyone with a pet they consider family should have pet insurance, and I recommend Healthy Paws based on their customer service.
5

out of 5

POSTED: | BY: Melissa Keegan

Love them!

We have had Healthy Paws Pet Insurance for a few years now and love it. I did A LOT of research on insurance and really narrowed it down based on customer service. Every instance I have actually speaking to a customer service representative is a pleasure. Not once have I ever gotten an attitude but more of an understanding of the emotional situation that we were going through. I am very happy that we went with Healthy Paws and have suggested it to many of my friends and family members. It has saved us a lot over the years and with the plan we chose it is barely noticeable and definitely worth it for our 2 dogs.
5

out of 5

POSTED: | BY: Jill Anderson

Highly Recommend Healthy Paws

We have a very unlucky dog. In the 6 years of her life, she has recovered from eating a death-cap mushroom, mange, eye infections, paw cysts, just to name a few struggles. Luckily for us, our vet recommended Healthy Paws insurance on our first puppy visit. Healthy Paws' has always supported our claims without any hassles. Their claim process has been easy to initiate, and they are quick to process claims. I highly recommend Heathy Paws -- our new puppy is also insured!
5

out of 5

POSTED: | BY: Leslie Thomas

Highly recommend Healthy Paws!!

I have had dogs my entire life and I had never considered getting insurance for them. A couple of years ago we had an American Bulldog rupture a disc in his back and we spent over $40,000 on him. A few months after we lost our sweet Hank we adopted a puppy from the shelter. We decided to get insurance on her and Cali, our 5 year old rescue. We had never had a problem with Cali but after what we had been thru we decided better safe than sorry. Fast forward about 5 months after getting the insurance Cali started limping. We took her to the vet and she had ruptured her ACL. She had surgery on March 13th and I received my refund from Healthy Paws on March 16th! I was shocked! Filing the claim was easy. The people are amazing at Healthy Paws...they called after her surgery to see how she was doing and I got an email on Saturday checking on her again. I have never written a review for any goods or services that I have used but I felt compelled to write one for Healthy Paws. They are AMAZING!!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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