Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,164

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Roy

Healthy Paws Insurance has the best claim process.

Healthy Paws pet insurance is the 3rd insurance company we have had and is by far the best. Very prompt response to claims and inquiries, but the ease of submitting claims is the easiest we've experienced. Open the Healthy Paws App, attach a photo of the Vet invoice, push submit ... Done! Our vet staff were amazed at the simple claim procedure. Thank you Healthy Paws for providing great service. Our 7 yr old Boston Terrier "Rikki" is recovering nicely from the removal of a malignant cyst from his belly.
5

out of 5

POSTED: | BY: Rustyn

Great, easy claims with app and quick processing

I have had no problems with them. The app makes it super easy to file claims and I always get the reimbursement with a week! I had a stray kitten adopt my family so we got a physical for him and insurance just in case. The poor little guy is less than a year old and has been having chronic urinary tract inflammation and infections. There is no way we would have been able to pay for his treatment without them! I am so grateful and can not recommend them enough.
5

out of 5

POSTED: | BY: Laurie

Great and compassionate pet health insurance

I have had Healthy Paws for my accident prone cat, Reba, for almost 3 years. Reba has not had the best of luck in terms of this health! When he was a teenage cat, Reba had a deep leg laceration that needed surgical repair- twice! A little over a month ago, Reba needed surgery on his left hip to help him with chronic pain due to a previously undiagnosed fracture that healed improperly on its own. I have to say that Healthy Paws has been great! When I use the Healthy Paws app to submit a claim for veterinary care, a reimbursement check is on its way almost immediately, followed by an email enquiring about Reba's health. In fact, my experience has been so positive, that when I adopted a second cat, I enrolled her in Healthy Paws also. Rates are very reasonable and customer service is excellent. I highly recommend Healthy Paws!
5

out of 5

POSTED: | BY: Michael Schweitzer

Excellent customer service

I have had Healthy Paws insurance for over 2 years and my puppy has had several serious medical problems. I purchased this insurance when he was healthy and had no idea he would have multiple health issues over a year later. Their web site is easy to use and they respond to email quickly. They also were easy to get a hold of by phone. I have received prompt payments that are both small (medications) and large (MRI with anesthesia) after submitting a receipt and the doctor progress note. I do encourage you to understand the coverage (what it covers, deductible, %) and the different plans, however, buying this insurance for my dog was a no brainier!
5

out of 5

POSTED: | BY: Vivian Sturz

Best. Pet. Insurance. Ever.

I recently wrote to Healthy Paws regarding my 5 month old Yorkie, Roxy. I fed her 4 raisins only to find out afterwards that they could kill her. I rushed her to the emergency clinic where her bill came out to about $1100. I submitted her claim to Healthy Paws and am getting back $872.00. They are awesome! "I just want to thank you for being such a great insurance company. I wish I knew about you when I had my first Yorkie, Chloe. I had to put her to sleep in January and her insurance company, ASPCA, reimbursed me $325.00 out of a $3200.00 bill. They didn't pay for trying to keep her alive but they paid for her euthanasia. I'm so happy I found you for my new Yorkie, Roxy. Thank you from the bottom of my heart."

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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