Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,028

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Rachel

Life Saver

I can't say enough great things about Healthy Paws pet insurance. It has literally given my puppy her life back pain free and saved our wallets. Maisy has hip and elbow dysplasia and she recently had surgery her elbow. This was almost a $6,000 surgery. If it wasn't for Healthy Paws, I would have had to wait to save money, but thank goodness I bought her pet insurance when I first got her. She is going to need a lifetime of care and I know I will be able to provide the best care I can because of Healthy Paws. They have been a wonderful company to work with and have made it fast and easy to file my claims. If that's not enough, they have the Healthy Paws Foundation's Every Quote Gives Hope™ program. Just by getting a quote for your dog, Healthy Paws makes a donation to homeless pets. I am so very thankful to Healthy Paws and would highly recommend it to everyone who loves their animals. They love us so much and this insurance has given me the chance to help Maisy as much as I could without delaying care or breaking the bank. While I hoped I would never have to use it, it has literally been a life saver. Check it out today!
5

out of 5

POSTED: | BY: Mia

Satisfied with HealthyPaws

My puppy had to have some fairly major procedures related to a digestive problem. I was a little worried because the first sign of health problems started only days after his initial waiting period had ended. The procedures cost several thousand dollars. I submitted my claim, which was easy to do. They did initially try to cancel it due to mistakenly believing he was signed up with a competing insurance but I was able to call in and get through to someone very quickly, and straighten that out. The person on the phone was very nice. HealthyPaws processed my claim very quickly, and then immediately sent me refund checks. I was very happy to have chosen HealthyPaws for my puppy's insurance provider.
5

out of 5

POSTED: | BY: Claudia Fung

I wish they were my health insurance company

We were told by friends that it’s not worth getting pet insurance, but I am here to prove them wrong! We are so thankful to have picked Healthy Paws as the insurance company for our dog. They have been covering everything they promised so far and their customer service is beyond our expectation! We always get fast response from their team with care and clear explanations, and reimbursement checks always arrived within a week or two. I love how I can have a peace of mind with an active dog and have already referred them to a lot of my friends. Please keep up the good work! I wish I can have you as my health insurance company for human, too!
5

out of 5

POSTED: | BY: Martina Lucas

Best decision

Signing up for Healthy Paws pet insurance was one of the best decision I have ever made. I have all 3 of my dogs insured with them. One of my dogs has been so sickly and ended up with so many chronic conditions, without Healthy Paws, she would no longer be with us. The piece of mind, that you get...knowing that if anything happens, you can afford to take your dog to the best place and do any kind of diagnostics or therapy necessary to save their life, or make it better... that is just incredible. The explanation of what they cover or not and why, is very clear, and not once did they fuss about paying the claim. My experiences have been nothing but extremely positive. Claims are completed very fast, usually within a couple hours and I receive my check within a couple days. Thank you Healthy Paws, for keeping my fur babies healthy and safe!
5

out of 5

POSTED: | BY: Andy

Can't recommend highly enough

We recently lost our beloved dog after an expensive surgery that led to complications. This was a devastating experience. Healthy Paws was there for us -- providing quick coverage at exactly the amount they promised to cover, even though the vet costs were piling up. During such a challenging time, Healthy Paws was such a source of relief. Their coverage is extraordinary. Can't recommend them highly enough.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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