Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,028

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Shyam

Healthy Paws - Saving Pets Lives, Saving Us Money

healthy paws pet insurance has repeatedly saved the lives of my two dogs by allowing me peace of mind to go to the best vets and surgeons in my area with no worry about cost. as far as i know they are the ONLY pet insurance without price caps/limits on treatments which means if you your pup needs $15,000+ worth of surgery then it's covered after your deductible. i never knew vet bills could be so high and like many of us never thought it'd happen to me. but it has. repeatedly. with healthy paws i never have to worry if i've got enough in savings again. i will NEVER adopt another pup without insuring them with this incredible company immediately.
5

out of 5

POSTED: | BY: Jennifer

Glad we got coverage when she was a kitten

After losing my cats of 22 and 23 to kidney/heart disease, a little kitten Sophia conned her way into my home with a personality I couldn't resist. A friend recommended Healthy Paws, and even though Sophia was just a kitten.. I went ahead and signed up even though I thought "What could really go wrong?" ..Well, she ate 3 hair elastics, and later developed breathing/other issues(..Two separate incidents). Without Healthy Paws, I don't know where I would be. We still don't know what's wrong with Sophia, but I can take her to the vet and specialists and have them run tests without worrying about the huge expenses. Yes, I still have to pay the vet exam fees (which can be steep! So take that into consideration) But I don't have to turn down an exam, test or medication due to fear of expense. The customer support is fantastic: friendly, readily available and helpful. Claims are easy to submit and reviewed within a few days. I am extremely thankful that I signed up, or else I would be in a much more financially stressful situation at this time.
5

out of 5

POSTED: | BY: Mike

The best pet insurance

Healthy Paws is the bet pet insurance company that I have ever dealt with. The are great communicators and pay very quickly. I have never had a problem with them paying for something that was covered.
5

out of 5

POSTED: | BY: Michelle

Healthy Paws Pet Insurance Never Lets Us Down

My dogs have been covered by Healthy Paws for 5 years. My dog Enzo recently underwent emergency back surgery for a spinal cord compression injury. Having your beloved pet injured is devastating and most people are not prepared for a bill in excess of $6500. I had the comfort of knowing that Healthy Paws would provide exceptional coverage and there would be no hoops to jump thru. The reimbursement process is amazingly easy and the claim was processed within days. If Enzo should need Physical Therapy, those services will be covered too, not something often covered by Pet Insurance. Thank you Healthy Paws for all you do for our pets!!
5

out of 5

POSTED: | BY: Alexis Puccio

So thankful

Our AB mix had to have an emergency splenectomy in the early hours of a sunday morning. Thank god for healthy paws! Once they received the claim (we used the app and love it) it was processed and we received a check a few days later for 80% of the vet bill. THEN a week after Fitzgerald got home we received and email from them checking on how his recovery was going. That is customer service and people who care, I was already a happy customer but that sealed the deal. I recommend them to everyone I know who has a pet. I am so thankful for healthy paws.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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