Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,161

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Chad Risch

Healthy Paws - Exceptional Service!!!

I can’t say enough good things about our Healthy Paws experience! Unfortunately our young shepherd didn’t make it through a fast moving bout with encephalitis, as we racked up over $4000 of vet bills over a period of 3 days. Healthy Paws honored everything their plan says it covers and they did it in a very expedient manner. Each claim we submitted, they processed within 24 hours and we received our checks within a week. Also, when they noticed on one of our claims that our pet had to be euthanized, they automatically closed his policy and sent a personalized condolences note along with well wishes for our other dog. In reading some of the negative reviews given to Healthy Paws, several sound like they were misunderstandings of the terms. This is not a preventative maintenance/wellness plan. It is an insurance plan designed to cover unexpected situations that arise with your pets. Healthy Paws covered our prescriptions, diagnostic test and any other treatment associated with the care of our pet during these difficult times. They do not cover exams but that is clearly stated in the contract. I recommend Healthy Paws to anyone seeking quality pet insurance. Sign up early while your pet is young and healthy. You will have the peace of mind knowing that you can allow your vet to run the gamut of tests necessary to diagnose your pet properly while being protected financially from any unexpected issues that arise with your pet in the future. Healthy Paws covers 90% of these issues after a small deductible.
5

out of 5

POSTED: | BY: L. Jones

So far, so good

So far I am very pleased. First off, *this site, petinsurancereview.com, is amazing! Based on information here, I decided to insure my 2 dogs with HealthyPaws. Shortly after submitting my application I noticed an email I'd received from them a couple of days ago offering on-going discounts and waiving their application fee of $25. I wrote to them and explained that I'd just seen the email and asked if these benefits could be applied to my new account. I heard back from them in a timely manner and they went above and beyond in their response to my request! They waived the $25 fee and lowered my monthly premium rate! I was very pleased with their quick reply and generosity!I look forward to working with HealthyPaws Pet Insurance for years to come!
5

out of 5

POSTED: | BY: Alan M

I like these guys!

Excellent insurance company for your pet insurance. They pay your claims with no hassle. They do not try to find excuses to reduce payments based on "exclusions" as I have experienced with other insurance companies. They follow up to see how your pet did with its illness. If you signed up, for instance, to get 90% reimbursement on your claims, you will get the 90% reimbursement that they promised you when you signed up. I like this company!
5

out of 5

POSTED: | BY: Corinne

Healthy Paws = A+

Healthy Paws has processed our claims quickly, efficiently, and 100% in line with our agreement. Their app is easy to use, they send reimbursements in a timely fashion, and a customer service rep even reached out to check in on us to make sure all was ok when our dog was sick. A+!
5

out of 5

POSTED: | BY: Mark

Best choice we could have made!

When we were preparing to get our new puppy in December my wife suggested that we look into dog health insurance, because we have had so many friends over the years that had dogs get sick or hurt and and up with large medical bills. So I searched online and talked to other owners. After looking over all the information and talking to several companies Healthy Paws to me was clearly the best. Then about three weeks ago our dog hit a pole while running and broke his leg and knee. I used the healthy paws app to file a claim, which was easy before I even left the vets office. Next thing I know a couple of days later the charges were approved and I received a check for over $2500. It was so easy and the customer service has been incredible. They even sent a follow up note checking on Chloe!!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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